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6695 E Hwy 20, Lucerne, CA 95458 Property Records

Lake County property record for 6695 E Hwy 20, Lucerne, CA 95458 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1968
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$4,016 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone AE (high risk)
APN034-362-070-000

Property Details

APN / Parcel Number

Primary APN034-362-070-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area7,405 sqft (0.169 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address6695 E HIGHWAY 20
CityLUCERNE
StateCA
Zip95458-7803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCLEAR LAKE BEACH LAKE ANX #2
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2028
Census Tract501

Owner

Source: Lake County records · APN 034-362-070-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 20, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2025
Deed SaleMar 13, 2025
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number0000002323
Record UpdatedJun 08, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateDec 30, 2021
Property Address6695 E HIGHWAY 20, LUCERNE, CA 95458-7803
Document Number0000021643
Map ReferenceMB 4 PG 48-50
Instrument DateDec 20, 2021
Instrument2021021643
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7994 DESERT DUNES CT, SACRAMENTO, CA 95829-8023
InvestorPossibly a Property Investor

Mortgage

Document Number0000021644
DateDec 30, 2021
Instrument2021021644
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateOct 20, 2020
Property Address6695 E HIGHWAY 20, LUCERNE, CA 95458-7803
Document Number0000013418
Map ReferenceMB 4 PG 48-50
Instrument DateOct 16, 2020
Instrument2020013418
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6695 EAST HIGHWAY 2, LUCERNE, CA 95458

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,016.00 (+4.53%)$360,809 (+4.04%) Land $106,120 Building $254,689
2023$3,842.00 (+0.89%)$346,800 Land $102,000 Building $244,800
2022$3,808.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,331.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017, other causes
Claims By Storm
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
101NetlinkFixed Wireless100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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