6694 Bowen Rd, Onaway, MI 49765 Property Records

Cheboygan County property record for 6694 Bowen Rd, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	14.5 acres (632,491 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,081 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-001-305-041-00`

Property Details

APN / Parcel Number

Primary APN	`231-001-305-041-00`

Exterior

Lot Area	632,491 sqft (14.5 acres)

Location & Zoning

Street Address	6694 BOWEN RD
City	ONAWAY
State	MI
Zip	49765-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE1/4 OF SW1/4, SEC 1, T34N,R1E. EXC: N 165 FT. ALSO EXC: S 330FT OF N 495FT *ALSO EXC: COM AT W1/4 SEC 1, T34N,R1E; TH S
Legal Range	01E
Legal Township	034
Legal Section	01
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	FOREST
Census Block Group	2
Census Block	2023
Census Tract	960700

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 711, ONAWAY, MI 49765-0711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BRIDGE
Oct 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL CITY OF
Aug 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010
Deed Sale	Aug 23, 2010
Prior Sale	Sep 28, 2007 · Amount on Record
Deed Book / Page	1158 / 579
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6694 BOWEN RD, ONAWAY, MI 49765-8724
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 241, ONAWAY, MI 49765-0241

Mortgage

Document Number	0000001508/0000000408
Date	May 30, 2023
Book Page	0000001508/0000000408

Lender

Name	AMERICAN BRIDGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	6694 BOWEN RD, ONAWAY, MI 49765-8724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1395/420
Date	Oct 2, 2019
Book Page	1395/420

Lender

Name	LOWELL CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 30, 2019
Property Address	6694 BOWEN RD, ONAWAY, MI 49765-8724
Document Number	1393/61
Book / Page	1393 / 61
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6694 BOWEN RD, ONAWAY, MI 49765-8724

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Forest Township
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,500 (+67.15%)	$1,489,000 (+67.15%)
2025	$6,081.00 (+6.68%)
2023		$445,400	$890,800
2022	$5,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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