6693 Willow Spring Rd, Lyles, TN 37098 Property Records

Hickman County property record for 6693 Willow Spring Rd, Lyles, TN 37098

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1990
Lot Size	12.9 acres (561,924 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (May 2018)
Tax Bill	$941 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-001.01`

Property Details

APN / Parcel Number

Primary APN	`063-001.01`
Alternative APNs	`063 00101 00004063` `0406306300101` `041063 00101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,494 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	561,924 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	414 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	6693 WILLOW SPRING RD
City	LYLES
State	TN
Zip	37098-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 COUNTY AREA: S11
Jurisdiction	HICKMAN TN
Township / Civil Division	2
Census Block Group	4
Census Block	4037
Census Tract	950100

Owner

6693 Willow Spring Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Hickman County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6693 WILLOW SPRING RD, LYLES, TN 37098-3026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
Mar 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage WILMER B & BARBARA E MOORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on File
Deed Sale	May 18, 2018 · Amount on File
Prior Sale	May 22, 2006 · Amount on File
Deed Document Number	20182948
Deed Book / Page	38 / 1315
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Recording Date	Jul 21, 2026
Property Address	6693 WILLOW SPRING RD, LYLES, TN 37098-3026
Document Number	0000004425
Book / Page	61 / 261
Instrument Date	Jul 15, 2026
Instrument	20264425
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6693 WILLOW SPRING RD, LYLES, TN 37098-3026

Mortgage

Document Number	0000004425,
Date	Jul 21, 2026
Book Page	61/261
Instrument	20264425

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2057

Interest

Rate	6.47%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	6693 WILLOW SPRING RD, LYLES, TN 37098-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001166
Date	Mar 11, 2019
Book Page	039/5468
Instrument	19001166

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2034

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	May 18, 2018
Property Address	6693 WILLOW SPRING RD, LYLES, TN 37098-3026
Document Number	0000002948
Book / Page	000038 / 001315
Instrument Date	May 14, 2018
Instrument	2948
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	LEHMAN TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6693 WILLOW SPRING RD LYLES TN 370983026, LYLES, TN 37098-3026

Mortgage

Document Number	2949
Date	May 18, 2018
Book Page	000038/001317
Instrument	2949

Lender

Name	WILMER B & BARBARA E MOORE
Address	9903 CLOVERLAN HILLS DR, OOLTEWAH, TN 37363-5809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 17, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 6693 Willow Spring Rd was $941.

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,325 (+76.18%)	$249,300 (+76.18%) Land $43,800 Building $205,500
2025	$941.00	$35,375	$141,500 Land $43,800 Building $97,700
2023	$1,001.00	$35,375 (-)	$141,500 (-) Land $43,800 Building $97,700
2022	$1,001.00	$35,375	$141,500 Land $43,800 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6693 Willow Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6693 Willow Spring Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON AQUA-LYLES U.D. serves 12,952 people · EPA ID TN0000066
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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