6691 Alder Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6691 Alder Rd, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,732 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2024)
Tax Bill	$7,263 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242631338200010250`

Property Details

APN / Parcel Number

Primary APN	`242631338200010250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,732 sqft Heated Area
Gross Area	3,518 sqft
1st Floor Area	1,716 sqft
Upper Floors Area	1,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Finished
Garage Area	484 sqft
Porch	Open Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6691 ALDER RD
City	HARMONY
State	FL
Zip	34773-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY WEST PH 1A PB 27 PGS 116-120 LOT 25
Legal Range	31E
Legal Township	26S
Legal Section	24
Legal Subdivision	HARMONY WEST PHS 1A
Legal Phase	1A
Legal Tract	3382
Legal Lot Number	25
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2119
Census Tract	43801

Owner

Source: Osceola County records · APN 242631338200010250

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6691 ALDER RD, HARMONY, FL 34773-6107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	2024088378
Deed Book / Page	6629 / 594
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6691 ALDER RD, HARMONY, FL 34773-6107
Document Number	0057972797
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3210 CRISPIN CIR HARMONY FL 347736114, HARMONY, FL 34773-6114

Mortgage

Document Number	0057972797
Date	Sep 22, 2020
Book Page	005797/002797
Instrument	126568

Lender

Name	FIRST MTG SOLUTIONS
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,263.00 (+18.08%) Homeowner's exemption	$377,103 (+17.7%)	$409,500 (+8.13%) Land $80,000 Building $329,500
2023	$6,151.00 (+5.31%) Homeowner's exemption Senior Citizen's exemption	$320,391 (+3%)	$378,700 (+14.51%) Land $60,000 Building $318,700
2022	$5,841.00 Homeowner's exemption Senior Citizen's exemption	$311,060	$330,700 Land $60,000 Building $270,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 187 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.