6690 E Waverly St, Inverness, FL 34452 Property Records

Citrus County property record for 6690 E Waverly St, Inverness, FL 34452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,425 sqft · built 1978
Lot Size0.23 acres (10,014 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (May 2019)
Tax Bill$1,272 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20E-19S-30-0020-04510-0680

Property Details

APN / Parcel Number

Primary APN20E-19S-30-0020-04510-0680
Alternative APN
  • 1840236

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,425 sqft Living Area
Gross Area2,132 sqft
1st Floor Area1,425 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area10,014 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area507 sqft
Parking Spaces5 Parking Spaces
PorchScreened Aluminum Porch
Porch Area300 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1840236
Street Address6690 E WAVERLY ST
CityINVERNESS
StateFL
Zip34452-8254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionINVERNESS HGLDS WEST 2ND ADD PB 8 PG 68 LOT 68 BLK 451
Legal Range20E
Legal Township19S
Legal Section32
Legal SubdivisionINVERNESS HIGHLANDS WEST 2ND A
Legal Block451
Legal Lot Number68
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1012
Census Tract451104

Owner

6690 E Waverly St is owned and occupied by an individual who bought it in May 2019.

Source: Citrus County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST AMERICAN TITLE
Mar 2, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jan 26, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 18, 2020Loan Modification, Mortgage · FHA Mortgage
MR COOPER
May 13, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2019 · Amount on File
Deed SaleMay 13, 2019 · Amount on File
Prior SaleAug 27, 2015 · Amount on File
Deed Document Number201924189
Deed Book / Page2975 / 1551
Prior Transfer DateJul 6, 1998
Prior Transfer Doc0001110357
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateJul 21, 2026
Property Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
Document Number0000043181
Book / Page3690 / 1178
Instrument DateJun 30, 2026
Instrument202643181
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254

Mortgage

Document Number0000043181,
DateJul 21, 2026
Book Page3690/1178
Instrument202643181
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term294 Months
DueJan 1, 2051
Interest
Rate6.48%
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
Transaction TypeMortgage
Record UpdatedMar 22, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254

Mortgage

Document Number0033591182
DateMar 2, 2023
Book Page3359/1182
Instrument2023012172
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term334 Months
DueJan 1, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254

Mortgage

Document Number0032471568
DateJan 26, 2022
Book Page3247/1568
Instrument2022005798
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueJan 1, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
Document Number0031231436
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6690 E WAVERLY ST INVERNESS FL 344528254, INVERNESS, FL 34452-8254

Mortgage

Document Number0031231436
DateJan 6, 2021
Book Page003123/001436
Instrument770
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 5, 2051
Interest
Rate2.75%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 13, 2019
Property Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254
Document Number0029751551
Book / Page2975 / 1551
Map ReferenceMB 8 PG 68&69
Instrument DateMay 10, 2019
Instrument2019024189
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$784.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6716 E LOWDEN ST, 6716, INVERNESS, FL 34452-8014

Transferred To (Grantee/Buyer)

NameVerified Name
Address6690 E WAVERLY ST, INVERNESS, FL 34452-8254

Mortgage

Document Number2019024190
DateMay 13, 2019
Instrument2019024190
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6690 E Waverly St was $1,272 with a homeowner's exemption, up 7.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,272.00 (+7.34%) Homeowner's exemption$113,004 (-31.15%)$161,464 (-1.62%) Land $12,110 Building $149,354
2024$1,185.00 (+3.22%) Homeowner's exemption Additional exemption filed$164,120 (+4.05%) Land $9,430 Building $154,690$164,120 (+4.05%) Land $9,430 Building $154,690
2023$1,148.00 (+6.89%) Homeowner's exemption Additional exemption filed$157,728 (+21.07%) Land $6,960 Building $150,768$157,728 (+21.07%) Land $6,960 Building $150,768
2022$1,074.00 Homeowner's exemption Additional exemption filed$130,276 Land $4,560 Building $125,716$130,276 Land $4,560 Building $125,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6690 E Waverly St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6690 E Waverly St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000

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