6690 E SADDLEHORN CIR HEREFORD AZ 856158588, HEREFORD, AZ 85615-8588
Mortgage
Document Number
0000000493
Date
Jan 8, 2021
Instrument
493
Lender
Name
FREEDOM HM MTG
Type
Mortgage Company
Address
MOUNT LAUREL, NJ 08054
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jan 7, 2051
November 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
COCHISE AZ
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000023437
Instrument Date
Nov 15, 2019
Transaction Type
Mortgage
Record Updated
Dec 16, 2019
Title Company
BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
6690 E SADDLEHORN CIR HEREFORD AZ 856158588, HEREFORD, AZ 85615-8588
Mortgage
Document Number
0000023437
Date
Dec 3, 2019
Instrument
23437
Lender
Name
FINANCE OF AMERICA MTG
Address
HORSHAM, PA 19044
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 2, 2049
April 2018: Special Warranty Deed, Subdivision Related Transfer
Document Type
Special Warranty Deed
Jurisdiction
COCHISE AZ
Recording Date
Apr 6, 2018
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000006176
Map Reference
MB16 PG19
Instrument Date
Mar 28, 2018
Instrument
2018-06176
Transaction Type
Subdivision Related Transfer
Record Updated
Dec 7, 2021
Title Company
PIONEER TITLE AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
10280 S WILDERNESS RD, 10280, HEREFORD, AZ 85615-8472
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Mortgage
Document Number
0000006177
Date
Apr 6, 2018
Instrument
2018-06177
Lender
Name
FBC MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2048
September 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
COCHISE AZ
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000018908
Instrument Date
Sep 25, 2017
Transaction Type
Mortgage
Record Updated
Nov 20, 2018
Title Company
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
10280 S WILDERNESS RD HEREFORD AZ 856158472, HEREFORD, AZ 85615-8472
Investor
Possibly a Property Investor
November 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
COCHISE AZ
Recording Date
Nov 27, 2017
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000022692
Instrument Date
Sep 19, 2017
Instrument
22692
Transaction Type
Transfer
Record Updated
Dec 5, 2017
Title Company
PIONEER TITLE COMPANY
Transaction
Tax
$0.00
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
10280 S WILDERNESS RD HEREFORD AZ 856158472, HEREFORD, AZ 85615-8472
Investor
Possibly a Property Investor
September 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
COCHISE AZ
Recording Date
Sep 28, 2017
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000018906
Instrument Date
Sep 19, 2017
Instrument
18906
Transaction Type
Transfer
Record Updated
Oct 10, 2017
Title Company
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Transaction
Amount
Amount on Record
Tax
$215.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
10280 S WILDERNESS RD HEREFORD AZ 856158472, HEREFORD, AZ 85615-8472
Investor
Possibly a Property Investor
September 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
COCHISE AZ
Recording Date
Sep 28, 2017
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000018905
Instrument Date
Sep 18, 2017
Instrument
18905
Transaction Type
Transfer
Record Updated
Oct 10, 2017
Title Company
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Transaction
Amount
Amount on Record
Tax
$215.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
10280 S WILDERNESS RD HEREFORD AZ 856158472, HEREFORD, AZ 85615-8472
Investor
Possibly a Property Investor
September 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
COCHISE AZ
Recording Date
Sep 28, 2017
Property Address
6690 E SADDLEHORN CIR, HEREFORD, AZ 85615-8588
Document Number
0000018904
Instrument Date
Sep 18, 2017
Instrument
18904
Transaction Type
Transfer
Record Updated
Oct 10, 2017
Title Company
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Transaction
Tax
$0.00
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
1601 PASEO SAN LUIS #202 SIERRA VISTA AZ 856354781, 202, SIERRA VISTA, AZ 85635-4781
Tax Assessment & Valuation
The 2025 property tax bill for 6690 E Saddlehorn Cir was $3,824.
Source: Cochise County assessment roll, as of January 1, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Cochise County
Elementary School District
Palominas Elementary District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$42,244Land $4,500Building $37,744
$422,437Land $45,000Building $377,437
2025
$3,824.00
2024
$40,053Land $4,500Building $35,553
$400,527Land $45,000Building $355,527
2023
$3,528.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 6690 E Saddlehorn Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 19 policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
19 in force
Nearby Flood Claims
4 (2011–2016)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Sep 2016 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 6690 E Saddlehorn Cir is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Very High above 91% of the US · above 86% of Arizona
Wildfire Likelihood
1% annual chance
Exposure
Direct burnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BELLA VISTA WATER SOUTH private · serves 2,178 people · EPA ID AZ0402007
Water Source
Groundwater
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025