669 Ward Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 669 Ward Rd, Gadsden, AL 35903

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,646 sqft · built 2006
Lot Size0.71 acres (30,928 sqft)
OwnerIndividual Name on File
Last Sale$138,000 (Aug 2017)
Tax Bill$491 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-08-27-0-000-030.020

Property Details

APN / Parcel Number

Primary APN11-08-27-0-000-030.020
Alternative APNs
  • 223911
  • 90120

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,646 sqft Living Area
1st Floor Area1,646 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number223911
Street Address669 WARD RD
CityGADSDEN
StateAL
Zip35903-4557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR COM NE COR LT 12 OPEN MEADOWS SUB PLAT L-77 TH N 35S TO POB TH NE 175.71 TO W ROW WARD RD TH SE'LY 125 ALONG ROW TH SW 219.89 TH N 189.27 TO POB LYING IN SW1/4 SE1/4 AKA LT 8 OPEN MEADOWS EST UNRECORDED PLAT 27-11-7 2006-3247829,2007-32
Legal Range7E
Legal Township11S
Legal Section27
Legal SubdivisionOPEN MEADOWS ESTATE
Legal Lot Number12
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group1
Census Block1016
Census Tract10602

Owner

669 Ward Rd is owned and occupied by an individual who bought it in August 2017.

Source: Etowah County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address669 WARD RD, GADSDEN, AL 35903-4557
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2017 · Amount on File
Deed SaleAug 22, 2017 · Amount on File
Deed Document Number20173455412
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateAug 22, 2017
Property Address669 WARD RD, GADSDEN, AL 35903-4557
Document Number3455412
Instrument DateAug 18, 2017
Instrument3455412
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address669 WARD RD, 669, HOKES BLUFF, AL 35903-4557

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 WARD RD, HOKES BLUFF, AL 35903-4557

Mortgage

Document Number3455413
DateAug 22, 2017
Instrument3455413
Lender
NameFAMILY SAVINGS CREDIT UNION
TypeNon-Lending Institution
AddressRAINBOW CITY, AL 35906
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 669 Ward Rd was $491 with a homeowner's exemption, down 15.9% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491.00 (-15.92%) Homeowner's exemption
2025$584.00 Homeowner's exemption$17,600 Land $1,500 Building $16,100$176,000 Land $15,000 Building $161,000
2023$604.00 (+25.83%) Homeowner's exemption$18,140 (+23.32%) Land $1,500 Building $16,640$181,400 (+23.32%) Land $15,000 Building $166,400
2022$480.00 Homeowner's exemption$14,710 Land $1,500 Building $13,210$147,100 Land $15,000 Building $132,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 669 Ward Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Ward Rd is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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