669 Stevens St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 669 Stevens St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,999 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2017)
Tax Bill	$6,715 (2026)
Deeds & Mortgages	May 2022 Transfer Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M13420`

Property Details

APN / Parcel Number

Primary APN	`M13420`
Alternative APNs	`LOWE M:109 B:5525 L:669` `M:000109 T:M13420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,125 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M13420
Street Address	669 STEVENS ST
City	LOWELL
State	MA
Zip	01851-4519
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	5525
Legal Lot Number	669
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3011
Census Tract	311600

Owner

669 Stevens St, a duplex, is owned and occupied by two individuals who acquired it in April 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	669 STEVENS ST, LOWELL, MA 01851-4519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Jul 12, 2017	Quit Claim Deed, Transfer · Conventional with PMI JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Mar 31, 1994 · Amount on File
Deed Book / Page	31282 / 124
Last Transfer Date	Apr 22, 2022
Transfer Doc	037029-213
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	May 3, 2022
Property Address	669 STEVENS ST, LOWELL, MA 01851-4519
Document Number	037029-213
Book / Page	37029 / 213
Instrument Date	Apr 22, 2022
Instrument	18946
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	669 STEVENS ST, LOWELL, MA 01851-4519

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	669 STEVENS ST, LOWELL, MA 01851-4519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34622-54
Date	Sep 15, 2020
Book Page	34622/54
Instrument	44400

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 12, 2017
Property Address	669 STEVENS ST, LOWELL, MA 01851-4519
Document Number	31282-124
Book / Page	031282 / 000124
Instrument Date	Jun 26, 2017
Instrument	29558
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,482.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 STEVENS ST LOWELL MA 018514519, LOWELL, MA 01851-4519

Mortgage

Document Number	31282-126
Date	Jul 12, 2017
Book Page	031282/000126
Instrument	29559

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 669 Stevens St was $6,715, up 4.8% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,715.00 (+4.77%)	$591,600 (+5.96%) Land $239,400 Building $352,200	$633,717
2025	$6,409.00 (+6.43%)	$558,300 (+10.42%) Land $223,800 Building $334,500
2024	$6,022.00 (+8.02%)	$505,600 (+12.63%) Land $209,100 Building $296,500
2023	$5,575.00	$448,900 Land $181,800 Building $267,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 669 Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 669 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

669 Stevens St, Lowell, MA 01851 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stevens St

Nearby Streets

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