669 Spokane Ave, Whitefish, MT 59937 Property Records

Flathead County property record for 669 Spokane Ave, Whitefish, MT 59937

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,925 sqft · built 1977
Lot Size	0.242 acres (10,542 sqft)
Owner	Company Name on Record
Last Sale	$653,200 (Mar 2019)
Tax Bill	$7,958 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0781213`

Property Details

APN / Parcel Number

Primary APN	`R0781213`
Alternative APNs	`07-4292-36-4-16-01-0000` `0000764031`

Interior

Stories	1 Story
Building Area	1,925 sqft Total Area
1st Floor Area	1,925 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,542 sqft (0.242 acres)
View / Lot	Major Street/Thoroughfare
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000764031
Street Address	669 SPOKANE AVE
City	WHITEFISH
State	MT
Zip	59937-2782
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	1
Legal Description	RIVERSIDE ADD W, S36, T31 N, R22 W, BLOCK 11, ACRES 0.242, CS 19951 RET, LOT 7 E 105' (0.121), LOT 8 E 105' (0.121),
Legal Range	22W
Legal Township	31N
Legal Section	36
Legal Subdivision	RIVERSIDE ADD W
Legal Block	11
Legal Lot Number	7,8
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3013
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	669 SPOKANE AVE, WHITEFISH, MT 59937-2782
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
May 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Mar 22, 2019	Quit Claim Deed, Transfer · Commercial Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Oct 14, 2016
Deed Document Number	20195376
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000005376
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	669 SPOKANE AVE, WHITEFISH, MT 59937-2782
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600003668
Date	Feb 25, 2026
Instrument	202600003668

Lender

Name	FREEDOM BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	669 SPOKANE AVE, WHITEFISH, MT 59937-2782
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100016173
Date	May 10, 2021
Instrument	202100016173

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 22, 2019
Property Address	669 SPOKANE AVE, WHITEFISH, MT 59937-2782
Document Number	201900005376
Instrument Date	Mar 21, 2019
Instrument	201900005376
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 SPOKANE AVE, WHITEFISH, MT 59937-2782

Mortgage

Document Number	201900005377
Date	Mar 22, 2019
Instrument	201900005377

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,958.00 (-22.11%)	$1,441,990 (+35.7%)
2025			$1,441,990 (+35.7%) Land $984,340 Building $457,650
2023	$10,217.00	$1,062,600	$1,062,600 Land $713,185 Building $349,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Vero Fiber, Western Montana CommunityTel.

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