669 Rhetts Loop, Panama City, FL 32404 Property Records

Bay County property record for 669 Rhetts Loop, Panama City, FL 32404

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,484 sqft · built 2022
Lot Size0.039 acres (1,742 sqft)
OwnerCompany Name on Record
Tax Bill$2,651 (2025)
Flood ZoneZone AE (high risk)
APN07379-975-035

Property Details

APN / Parcel Number

Primary APN07379-975-035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,484 sqft Heated Area
Gross Area1,852 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area1,742 sqft (0.039 acres)
Lot Dimensions70 ft deep x 25 ft wide
DrivewayDriveway
Driveway Area256 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address669 RHETTS LOOP
CityPANAMA CITY
StateFL
Zip32404-9830
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeCLWY13
Legal DescriptionCOVE AT BRIDGE HARBOR LOT 7 ORB 4836 P 902
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2014
Census Tract806

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14 STEUBEN LN, JACKSON, NJ 08527-2043
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024
Deed SaleAug 16, 2024
Deed Document Number0004836902
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,651.00 (-13.45%)$193,661 (-12.19%) Land $34,000 Building $159,661$193,661 (-12.19%) Land $34,000 Building $159,661
2023$3,063.00 (+597.72%)$220,548 (+548.67%) Land $38,500 Building $182,048$220,548 (+548.67%) Land $38,500 Building $182,048
2022$439.00$34,000 Land $34,000$34,000 Land $34,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 319 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies319 in force
Nearby Flood Claims55 (1995–2023)
Claims Outside the SFHA9 of 55
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Hurricane Michael, Oct 2018 · 34 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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