Horry County property record for 669 Pacific Commons Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,091 sqft · built 2021 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,272 (Jul 2021) |
| Tax Bill | $184 (2021) |
| Deeds & Mortgages | Feb 2025 Mortgage May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-10-01-0176 |
| Primary APN | 459-10-01-0176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 669 PACIFIC COMMONS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTAGE @ OCEAN COMMONS PH 1; LOT 17 |
| Legal Subdivision | MONTAGE @ OCEAN COMMONS PH 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County assessment roll, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 669 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Feb 28, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS |
| May 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE HOME LOANS |
| Jul 14, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Deed Book / Page | 4442 / 854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 669 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | UNKNOWN, TLE |
| Name | Verified Name |
|---|---|
| Address | 669 PACIFIC COMMONS DR, MYRTLE BEACH, SC 29575-5525 |
| Document Number | 68800000001257 |
|---|---|
| Date | Feb 28, 2025 |
| Book Page | 0000006880/0000001257 |
| Name | INDEPENDENCE HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 669 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 669 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525 |
| Document Number | 67890000000927 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 0000006789/0000000927 |
| Instrument | 2024000055771 |
| Name | INDEPENDENCE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jul 14, 2021 |
| Property Address | 669 PACIFIC COMMONS DR, SURFSIDE BEACH, SC 29575-5525 |
| Document Number | 0044420854 |
| Book / Page | 4442 / 854 |
| Instrument Date | Jul 13, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 669 PACIFIC COMMONS DR, SURFSIDE BCH, SC 29575-5525 |
| Document Number | 0064191748 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 6419/1748 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2051 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $511,751 (+1,063.86%) Land $125,000 Building $386,751 | ||
| 2023 | $2,638 (-) Land $2,638 | $43,970 (-) Land $43,970 | |
| 2021 | $184.00 | $2,638 Land $2,638 | $43,970 Land $43,970 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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