669 Old Lexington Rd E, Lancaster, KY 40444 Property Records

Garrard County property record for 669 Old Lexington Rd E, Lancaster, KY 40444

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.74 acres (163,048 sqft)
Owner	Individual Name on File
Tax Bill	$257 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2016 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18B-02-002`

Property Details

APN / Parcel Number

Primary APN	`18B-02-002`
Alternative APN	`13880`

Exterior

Lot Area	163,048 sqft (3.74 acres)

Location & Zoning

Account Number	13880
Street Address	669 OLD LEXINGTON RD E
City	LANCASTER
State	KY
Zip	40444-7729
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 1 WHISPERING HILLS
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	1
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2004
Census Tract	970102

Owner

669 Old Lexington Rd E, residential vacant land, is owned by an individual.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	25 PINE DR, LANCASTER, KY 40444-7741
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN NATIONAL BANK
Nov 8, 2016	Deed, Transfer
Jan 26, 2009	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	669 OLD LEXINGTON RD E, LANCASTER, KY 40444-7729
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PINE DR, LANCASTER, KY 40444-7741

Mortgage

Document Number	00M463/116
Date	Oct 3, 2025
Book Page	M463/116
Instrument	199715

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	LANCASTER, KY 40444

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Sep 25, 2028

November 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Nov 8, 2016
Property Address	669 OLD LEXINGTON RD E, LANCASTER, KY 40444-7729
Document Number	000286/284
Book / Page	286 / 284
Instrument Date	Oct 31, 2016
Instrument	132559
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 SHADY LN, HUMMELSTOWN, PA 17036-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PINE DR, LANCASTER, KY 40444-7741

January 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Jan 26, 2009
Property Address	669 OLD LEXINGTON RD E, LANCASTER, KY 40444-7729
Document Number	000252/829
Book / Page	252 / 829
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 669 Old Lexington Rd E was $257, down 0.4% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2025	$257.00 (-0.39%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2024	$258.00 (+62.26%)	$25,000 (+66.67%) Land $25,000	$25,000 (+66.67%) Land $25,000
2023	$159.00 (-1.24%)	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2022	$161.00	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 669 Old Lexington Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Old Lexington Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Old Lexington Rd E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures