669 N Channel Ln, Mears, MI 49436 Property Records

Oceana County property record for 669 N Channel Ln, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2017)
Tax Bill	$1,063 (2025)
Deeds & Mortgages	Sep 2017 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`006-640-017-00`

Property Details

APN / Parcel Number

Primary APN	`006-640-017-00`

Exterior

Lot Area	8,731 sqft (0.2 acres)

Location & Zoning

Street Address	669 N CHANNEL LN
City	MEARS
State	MI
Zip	49436-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER CHANNEL SHORES LOT 17. 669 N CHANNEL LN WD 2017/17968 QCD 2017/17962 & CERT TRUST WD-L2009P20956 WD-L2011P3261 SPL FR
Legal Subdivision	SILVER CHANNEL SHORES
Legal Lot Number	17
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1066
Census Tract	11000

Owner

Source: Oceana County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	669 N CHANNEL LN, MEARS, MI 49436-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 19, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Prior Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	20175498
Deed Book / Page	2017 / 17968
Prior Transfer Date	Aug 23, 2017
Prior Transfer Doc	2017/017962
Record Updated	Sep 20, 2026

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Sep 19, 2017
Property Address	669 N CHANNEL LN, MEARS, MI 49436-9652
Document Number	2017/017962
Book / Page	2017 / 017962
Instrument Date	Aug 23, 2017
Instrument	201700005496
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 OAKWOOD CT, VENICE, FL 34293-2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Sep 19, 2017
Property Address	669 N CHANNEL LN, MEARS, MI 49436-9652
Document Number	2017/017968
Book / Page	2017 / 017968
Instrument Date	Aug 23, 2017
Instrument	201700005498
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 OAKWOOD CT, 1811, VENICE, FL 34293-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 N CHANNEL LN, MEARS, MI 49436-9652

Mortgage

Document Number	2017017971
Date	Sep 19, 2017
Instrument	2017/017971

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of July 17, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,200 (+14.37%)	$442,400 (+14.37%)
2025	$1,063.00 (-74.11%)	$193,400 (+31.48%) Land $193,400	$386,800 (+31.48%) Land $386,800
2024	$4,106.00 (+10.94%)
2023		$147,100 Land $147,100	$294,200 (-) Land $294,200
2022	$3,701.00		$294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Truestream Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on N Channel Ln

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