669 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 669 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1941
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Jun 2016)
Tax Bill	$7,292 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-010-009-8`

Property Details

APN / Parcel Number

Primary APN	`519-010-009-8`
Alternative APN	`519-010-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	669 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICH BLVD LOT 17 BLK 14
Legal Subdivision	EAST RICHMOND BLVD
Legal Block	14
Legal Lot Number	17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	371000

Owner

669 McLaughlin St is owner-occupied and held in a trust since June 2016.

Source: Contra Costa County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Nov 3, 2025	Intrafamily Transfer, Transfer
Nov 3, 2025	Intrafamily Transfer, Transfer
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on File
Deed Sale	Jun 9, 2016 · Amount on File
Prior Sale	Sep 3, 2010 · Amount on File
Deed Document Number	2016112176
Prior Transfer Date	Jun 28, 2004
Prior Transfer Doc	0000257343
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2026
Property Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969
Document Number	0000077652
Instrument Date	Jul 15, 2026
Instrument	202677652
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969

Mortgage

Document Number	0000077652,
Date	Jul 23, 2026
Instrument	202677652

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2025
Property Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969
Document Number	0000123836
Map Reference	MB 1 PG 19
Instrument Date	Aug 31, 2025
Instrument	2025- 123836
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2025
Property Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969
Document Number	0000123835
Map Reference	MB 1 PG 19
Instrument Date	Aug 31, 2025
Instrument	2025- 123835
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	669 MCLAUGHLIN ST, RICHMOND, CA 94805-1969
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE SF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203520
Date	Nov 14, 2019
Instrument	2019-203520

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$422,608 (+2%) Land $332,052 Building $90,556
2025	$7,292.00 (+3.49%) Homeowner's exemption	$414,323 (+4.04%) Land $325,542 Building $88,781
2023	$7,046.00 (+1.97%) Homeowner's exemption	$398,236 Land $312,901 Building $85,335
2022	$6,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 669 McLaughlin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 McLaughlin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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