Winona County property record for 669 Main St, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,030 sqft · built 1890 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (May 2016) |
| Tax Bill | $3,042 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Mortgage |
| APN | 32.310.0230 |
| Primary APN | 32.310.0230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 917 sqft |
| Basement Area | 196 sqft |
| Finished Basement | 196 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 669 MAIN ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-107 RANGE-007 LAKEVIEW ADDITION LOT-008 BLOCK-016 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 27 |
| Legal Subdivision | LAKEVIEW ADD |
| Legal Block | 16 |
| Legal Lot Number | 8 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 670500 |
Source: Winona County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 669 MAIN ST, WINONA, MN 55987-3374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on File |
| Deed Sale | May 17, 2016 · Amount on File |
| Deed Document Number | 2016595106 |
| Prior Transfer Date | May 3, 2016 |
| Prior Transfer Doc | 594821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 31, 2026 |
| Property Address | 669 MAIN ST, WINONA, MN 55987-3374 |
| Document Number | 0000668714 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026668714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 669 MAIN ST, WINONA, MN 55987-3374 |
| Document Number | 0000668714, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026668714 |
| Name | MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 669 MAIN ST, WINONA, MN 55987-3374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 635439 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 635439 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,042.00 (+22.96%) Homeowner's exemption | $290,200 (+5.76%) Land $42,500 Building $247,700 | $290,200 (+5.76%) Land $42,500 Building $247,700 |
| 2025 | $274,400 (+8.12%) Land $42,500 Building $231,900 | $274,400 (+8.12%) Land $42,500 Building $231,900 | |
| 2023 | $2,474.00 Homeowner's exemption | $253,800 Land $40,000 Building $213,800 | $253,800 Land $40,000 Building $213,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hiawatha Broadband Communications Cable · Fiber in parts of the area | 1,000 / 30 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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