Kane County property record for 669 Luda St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 876 sqft · built 1928 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jul 2018) |
| Tax Bill | $3,519 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01-481-025 |
| Primary APN | 06-01-481-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 876 sqft Living Area |
| Gross Area | 1,752 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 876 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 57 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 669 LUDA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDARSIDE ADDN LOT 8 & THE WEST 7 FT OF LOT 7 IN BLOCK 3 |
| Legal Subdivision | CEDARSIDE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-01-481-025
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 669 LUDA ST, ELGIN, IL 60120-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 30, 2018 | Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Feb 27, 2014 · Amount on Record |
| Deed Document Number | 201836633 |
| Prior Transfer Date | Sep 29, 2003 |
| Prior Transfer Doc | 0000195544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 669 LUDA ST, ELGIN, IL 60120-2230 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000051045 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021K051045 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 669 LUDA ST, ELGIN, IL 60120-2230 |
| Document Number | 0000036634 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2018 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 669 LUDA ST ELGIN IL 601202230, ELGIN, IL 60120-2230 |
| Document Number | 0000036634 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 36634 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2018 |
| Property Address | 669 LUDA ST, ELGIN, IL 60120-2230 |
| Document Number | 0000036633 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 36633 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | JUSTIN BEER 669 LUDA ST ELGIN IL 60120, ELGIN, IL 60120 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,519.00 (+15.72%) Homeowner's exemption | ||
| 2024 | $49,859 (+21.39%) Land $15,647 Building $34,212 | $149,637 (+21.44%) Land $46,960 Building $102,677 | |
| 2022 | $3,041.00 (+5.22%) Homeowner's exemption | $41,073 (+6.96%) Land $12,890 Building $28,183 | $123,219 (+6.96%) Land $38,670 Building $84,549 |
| 2021 | $2,890.00 Homeowner's exemption | $38,400 Land $12,051 Building $26,349 | $115,200 Land $36,153 Building $79,047 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 616 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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