669 Keating Rd, Fly Creek, NY 13337 Property Records

Otsego County and Otsego Town property record for 669 Keating Rd, Fly Creek, NY 13337

Property Summary

Property Type	Mobile Home
Details	720 sqft · built 2020
Lot Size	29.8 acres (1,302,008 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Nov 2010)
Tax Bill	$1,779 (2026)
Deeds & Mortgages	Nov 2023 Refinance Nov 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`365089 82.00-2-23.01`

Property Details

APN / Parcel Number

Primary APN	`365089 82.00-2-23.01`
Alternative APNs	`508908200000020230010000` `010720`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Lot Area	1,302,008 sqft (29.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Shed	1 Shed
Shed Area	240 sqft

Location & Zoning

Account Number	010720
Street Address	669 KEATING RD
City	FLY CREEK
State	NY
Zip	13337
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	01 - NOT Z
Legal Description	985 0 0
Legal Block	2
Legal Lot Number	23.001
Jurisdiction	OTSEGO NY
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4020
Census Tract	590202

Owner

669 Keating Rd, a mobile home, is owned and occupied by an individual who bought it in November 2010.

Source: Otsego County and Otsego Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	669 KEATING RD, RICHFIELD SPRINGS, NY 13439-4507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEW YORK AFFORDABLE HOUSING CORP
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance OTSEGO RURAL HOUSING ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2010 · Amount on File
Deed Sale	Nov 15, 2010 · Amount on File
Deed Book / Page	2010 / 5371
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	669 KEATING RD, FLY CREEK, NY 13337
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000499
Date	Nov 1, 2023
Instrument	2023-4499

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	669 KEATING RD, FLY CREEK, NY 13337
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000682
Date	Nov 15, 2023
Instrument	2023-4682

Lender

Name	OTSEGO RURAL HOUSING ASSISTANCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 669 Keating Rd was $1,779 with a homeowner's exemption, up 25.6% from the year before.

Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Otsego Town
Unified School District	Richfield Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,779.00 (+25.64%) Homeowner's exemption
2025	$1,416.00	$100,400 Land $56,000 Building $44,400	$143,429 Land $80,000 Building $63,429
2023		$60,400 Land $56,000 Building $4,400	$73,659 Land $68,293 Building $5,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 669 Keating Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1978–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Keating Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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