State of Hawaii and Hawaii County property record for 669 Heahea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 1998 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Nov 2017) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-016-123 |
| Primary APN | 3-2-4-016-123 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 1,754 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 669 HEAHEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 53 10,500 SF DES POR GR 11,566 & LP S-15,242 HEAHEA HEIGHTS |
| Legal Subdivision | HEAHEA HEIGHTS |
| Legal Lot Number | 53 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20702 |
669 Heahea St is owned and occupied by an individual who bought it in November 2017.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 669 HEAHEA ST, HILO, HI 96720-5547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 14, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 29, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 27, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2017 · Amount on File |
| Deed Sale | Nov 27, 2017 · Amount on File |
| Prior Sale | Jul 15, 1998 · Amount on File |
| Deed Document Number | 201765400351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 669 HEAHEA ST, HILO, HI 96720-5547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | 0A78780355 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | A-78780355 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 669 HEAHEA ST, HILO, HI 96720-5547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | 0A74390141 |
|---|---|
| Date | May 14, 2020 |
| Instrument | A-74390141 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 669 HEAHEA ST, HILO, HI 96720-5547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A71800073 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | A-71800073 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 27, 2017 |
| Property Address | 669 HEAHEA ST, HILO, HI 96720-5547 |
| Document Number | 0A65400351 |
| Instrument Date | Nov 16, 2017 |
| Instrument | A65400351 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 669 HEAHEA ST HILO HI 967205547, HILO, HI 96720-5547 |
| Document Number | A65400352 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | A65400352 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
The 2025 property tax bill for 669 Heahea St was $2,094 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,100 (+3.01%) Land $150,900 Building $366,200 | $630,300 (+3.77%) Land $257,200 Building $373,100 | |
| 2025 | $2,094.00 | $502,000 (+3%) Land $150,900 Building $351,100 | $607,400 (+4.67%) Land $234,300 Building $373,100 |
| 2024 | $487,400 (+3%) Land $150,900 Building $336,500 | $580,300 (+8.41%) Land $213,400 Building $366,900 | |
| 2023 | $2,020.00 Homeowner's exemption | $473,200 Land $150,900 Building $322,300 | $535,300 Land $194,000 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 669 Heahea St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1981–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 669 Heahea St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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