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669 E Bay St, Charleston, SC 29403 Property Records

Charleston County property record for 669 E Bay St, Charleston, SC 29403

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,846 sqft · built 1852
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Sep 2012)
Tax Bill$4,503 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN459-06-04-014

Property Details

APN / Parcel Number

Primary APN459-06-04-014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,846 sqft Total Area
1st Floor Area923 sqft
Upper Floors Area923 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1852
Effective Year BuiltEffective 1852
Architectural StyleDuplex Single
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialGalvanized Metal
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions142 ft deep x 40 ft wide
PorchSlab
Porch Area540 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address669 E BAY ST
CityCHARLESTON
StateSC
Zip29403-5676
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION NAME -669 EAST BAY ST DESCRIPTION -LT 85
Legal Subdivision669 EAST BAY ST
Legal Lot Number85
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2000
Census Tract900

Owner

669 E Bay St, a duplex, is owned by a company that bought it in September 2012.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address669 E BAY ST, CHARLESTON, SC 29403-5676
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2012 · Amount on File
Deed SaleSep 18, 2012 · Amount on File
Deed Book / Page278 / 374
Prior Transfer DateMay 31, 2012
Prior Transfer Doc0002570430
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateAug 9, 2019
Property Address669 E BAY ST, CHARLESTON, SC 29403-5676
Book / Page000815 / 000468
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address667 E BAY ST CHARLESTON SC 294035643, CHARLESTON, SC 29403-5643

Mortgage

Document Number0815/0468
DateAug 9, 2019
Book Page000815/000468
Lender
NameBRANCH BK&TR
TypeBank
Address434 FAYETTEVILLE ST # 4, RALEIGH, NC 27601-1701
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 669 E Bay St was $4,503, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,503.00 (+12.63%)$256,169 (+1,817.43%) Land $135,193 Building $120,976$740,700 Land $361,200 Building $379,500
2024$3,998.00$13,360
2022$3,667.00$13,360$481,100 Land $253,900 Building $227,200
2020$481,100 Land $253,900 Building $227,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 669 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 116 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies118 units insured
incl. 2 condo units
Nearby Flood Claims42 (1989–2020)
Claims Outside the SFHA3 of 42
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 669 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Home Telecom.

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