669 Creighton Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 669 Creighton Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 5,409 sqft · built 2019
Lot Size	2.29 acres (99,970 sqft)
Owner	Trust Name on File
Tax Bill	$18,223 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2019 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`44-04-26-014037-000-00`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014037-000-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	5,409 sqft Living Area
Gross Area	6,913 sqft
1st Floor Area	4,761 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	99,970 sqft (2.29 acres)
Lot Dimensions	625 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	1,504 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	304 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	669 CREIGHTON RD
City	FLEMING ISLAND
State	FL
Zip	32003-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 13 CREIGHTON FOREST UNIT 2 AS REC OR 3978 PG 1516;4025 PG 692 & 4055 GP 414
Legal Range	26E
Legal Township	04S
Legal Section	44
Legal Subdivision	CREIGHTON FOREST UNIT 2
Legal Lot Number	13
Legal Unit	2AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3000
Census Tract	30705

Owner

669 Creighton Rd is owner-occupied and held in a trust since February 2018.

Source: Clay County records, as of December 3, 2025

Owner of Record	Trust Name on File
Mailing Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit AMERIS BANK
Feb 6, 2019	Loan Modification, Mortgage AMERIS BK
Feb 12, 2018	Quit Claim Deed ATTORNEY ONLY
Oct 27, 2017	Deed of Trust, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 9, 2018
Transfer Doc	0040550414
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006

Mortgage

Document Number	0050260821
Date	Mar 23, 2026
Book Page	5026/821
Instrument	2026013391

Lender

Name	AMERIS BANK
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006
Document Number	0041640340
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	669 CREIGHTON RD FLEMING ISLAND FL 320037006, FLEMING ISLAND, FL 32003-7006

Mortgage

Document Number	0041640340
Date	Feb 12, 2019
Book Page	004164/000340
Instrument	7311

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

February 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Feb 12, 2018
Property Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006
Document Number	0040550414
Book / Page	004055 / 000414
Instrument Date	Feb 9, 2018
Instrument	7344
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2577 HUNTINGTON WAY ORANGE PARK FL 320735705, ORANGE PARK, FL 32073-5705

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	669 CREIGHTON RD, FLEMING ISLAND, FL 32003-7006
Document Number	0040261443
Book / Page	004026 / 001443
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2577 HUNTINGTON WAY ORANGE PARK FL 320735705, ORANGE PARK, FL 32073-5705

Mortgage

Document Number	0040261443
Date	Nov 2, 2017
Book Page	004026/001443
Instrument	55888

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 669 Creighton Rd was $18,223 with a homeowner's exemption, up 4.6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,223.00 (+4.59%) Homeowner's exemption	$1,234,939	$1,609,515 Land $584,918 Building $1,024,597
2024	$17,424.00 (+0.04%)
2023	$17,417.00 (+3.52%) Homeowner's exemption	$1,165,181 (+3%)	$1,562,651 (+13.84%) Land $584,918 Building $977,733
2022	$16,824.00 Homeowner's exemption	$1,131,244	$1,372,622 Land $584,918 Building $787,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 669 Creighton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 180 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	36 (2012–2022)
Claims Outside the SFHA	5 of 36
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 3 claims Hurricane Irma, Sep 2017 · 30 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Creighton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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