669 Cole Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 669 Cole Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1997
Lot Size	0.193 acres (8,419 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2005)
Tax Bill	$8,166 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1400-022-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1400-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,419 sqft (0.193 acres)
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	669 COLE CT
City	FOLSOM
State	CA
Zip	95630-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	PRAIRIE OAKS 05 PHASE 01, LOT 22
Legal Subdivision	PRAIRIE OAKS 05 PHASE 01
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1006
Census Tract	8508

Owner

669 Cole Ct is owned and occupied by two individuals who bought it in October 2005.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	669 COLE CT, FOLSOM, CA 95630-9536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2005 · Amount on File
Deed Sale	Oct 31, 2005 · Amount on File
Prior Sale	Jul 6, 2001 · Amount on File
Deed Book / Page	20051031 / 2443
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	669 COLE CT, FOLSOM, CA 95630-9536
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	669 COLE CT, FOLSOM, CA 95630-9536

Mortgage

Document Number	0000001195
Date	Sep 2, 2022
Instrument	2022090201195

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	669 COLE CT, FOLSOM, CA 95630-9536
Document Number	2004220909
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	669 COLE CT FOLSOM CA 956309536, FOLSOM, CA 95630-9536

Mortgage

Document Number	2004220909
Date	Apr 22, 2020
Instrument	2004220909

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 669 Cole Ct was $8,166 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,849 (+2%) Land $202,109 Building $515,740
2025	$8,166.00 (+2.1%) Homeowner's exemption	$703,775 Land $198,147 Building $505,628
2024	$7,998.00 (+1.83%)
2023	$7,854.00 (+1.64%) Homeowner's exemption	$676,448 Land $190,453 Building $485,995
2022	$7,727.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 669 Cole Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 669 Cole Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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