669 Co Rd 97, Flat Rock, AL 35966 Property Records

Jackson County property record for 669 Co Rd 97, Flat Rock, AL 35966

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,748 sqft · built 1980
Lot Size	22 acres (958,320 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Apr 2019)
Tax Bill	$840 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1508330000002004`

Property Details

APN / Parcel Number

Primary APN	`1508330000002004`
Alternative APNs	`39 15 08 33 0 000 002.004` `10005`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Upper Floors Area	1,056 sqft
Basement Area	1,748 sqft
Finished Basement	1,508 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	958,320 sqft (22 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10005
Street Address	669 COUNTY ROAD 97
City	FLAT ROCK
State	AL
Zip	35966-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S33 T2 R9 E1/2 OF W1/2 OF NE1/4 N OF CO RD 97
Legal Range	09E
Legal Township	02S
Legal Section	33
Jurisdiction	JACKSON AL
Township / Civil Division	LONG ISLAND
Census Block Group	1
Census Block	1042
Census Tract	950102

Owner

669 Co Rd 97 is owned and occupied by an individual who bought it in April 2019.

Source: Jackson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	669 COUNTY ROAD 97, FLAT ROCK, AL 35966-5541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	20191093528
Prior Transfer Date	Jun 10, 2013
Prior Transfer Doc	2013/1048614
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON AL
Recording Date	Apr 29, 2019
Property Address	669 COUNTY ROAD 97, FLAT ROCK, AL 35966-5541
Document Number	0001093528
Instrument Date	Apr 26, 2019
Instrument	1093528
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 COUNTY ROAD 128, FLAT ROCK, AL 35966-5112

Mortgage

Document Number	0001093529
Date	Apr 29, 2019
Instrument	1093529

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 669 Co Rd 97 was $840 with a homeowner's exemption, up 7.4% from the year before.

Source: Jackson County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$840.00 (+7.42%)
2025	$782.00 (+7.71%) Homeowner's exemption	$28,000 (+6.95%)	$364,200 (+39.27%) Land $55,000 Building $309,200
2024	$726.00 (-0.27%) Homeowner's exemption	$26,180 (-)	$261,500 (-) Land $48,700 Building $212,800
2023	$728.00 Homeowner's exemption	$26,180 (-)	$261,500 (-) Land $48,700 Building $212,800
2022	$728.00 Homeowner's exemption	$26,180	$261,500 Land $48,700 Building $212,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 669 Co Rd 97 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 669 Co Rd 97 is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 85% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 97

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