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669 Cherry Grove Rd, Orange Park, FL 32073 Property Records

Clay County property record for 669 Cherry Grove Rd, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,014 sqft · built 1992
Lot Size0.293 acres (12,770 sqft)
Owner2 Individual Names on File
Last Sale$341,500 (Jul 2020)
Tax Bill$4,382 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2024 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN42-04-25-008814-250-98

Property Details

APN / Parcel Number

Primary APN42-04-25-008814-250-98

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,014 sqft Living Area
Gross Area3,783 sqft
1st Floor Area3,014 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,770 sqft (0.293 acres)
Garage TypeAttached
Garage Area569 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area221 sqft
Patio Area120 sqft
PondPond

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address669 CHERRY GROVE RD
CityORANGE PARK
StateFL
Zip32073-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 98 COUNTRY CLUB OF O.P. AS REC OR 4324 PG 2143
Legal Range25E
Legal Township04S
Legal Section42
Legal SubdivisionCOUNTRY CLUB OF O.P.
Legal Lot Number98
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2005
Census Tract30306

Owner

Source: Clay County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 8, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 3, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 3, 2026Quit Claim Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 1, 2020Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on File
Deed SaleJul 1, 2020 · Amount on File
Prior SaleJul 24, 2014 · Amount on File
Deed Document Number202032761
Deed Book / Page4324 / 2143
Prior Transfer DateApr 4, 2003
Prior Transfer Doc0000021484
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4242 ORTEGA BLVD 12, 12, JACKSONVILLE, FL 32210-4447
InvestorPossibly a Property Investor

Mortgage

Document Number0044121765
DateFeb 5, 2021
Book Page4412/1765
Instrument2021007585
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueJul 1, 2050

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742

Mortgage

Document Number0048470813
DateAug 8, 2024
Book Page4847/813
Instrument2024036986
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJun 3, 2026
Property Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
Document Number0000026945
Book / Page5051 / 971
Instrument DateMay 22, 2026
Instrument202626945
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyDOMA TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742

Mortgage

Document Number0000026946,
DateJun 3, 2026
Instrument202626946
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateJun 3, 2026
Property Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
Document Number0050510971
Book / Page5051 / 971
Instrument DateMay 22, 2026
Instrument202626945
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyDOMAIN TITLE INC, DOMA TITLE INSURANCE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742

Mortgage

Document Number0000026946,
DateJun 3, 2026
Instrument202626946
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 1, 2020
Property Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742
Document Number0043242143
Book / Page4324 / 2143
Map ReferenceMB 21 PG 29-40
Instrument DateJun 22, 2020
Instrument2020032761
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyWATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,390.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address178 SW JONES TER, 178, LAKE CITY, FL 32025-3185

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address669 CHERRY GROVE RD, ORANGE PARK, FL 32073-5742

Mortgage

Document Number0043242145
DateJul 1, 2020
Instrument4324/2145
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,382.00 (-0.77%) Homeowner's exemption$327,486 (+5.99%)$435,610 (+6.89%) Land $65,000 Building $370,610
2023$4,416.00 (+5.8%) Homeowner's exemption$308,988 (+3%)$407,546 (+12.67%) Land $65,000 Building $342,546
2022$4,174.00 Homeowner's exemption$299,989$361,719 Land $50,000 Building $311,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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