Ottawa County property record for 669 Central Ave, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 906 sqft · built 1947 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,900 (Sep 2025) |
| Tax Bill | $2,333 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-32-406-020 |
| Primary APN | 70-16-32-406-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 906 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Basement Area | 725 sqft |
| Unfinished Basement | 725 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 85 ft deep x 66 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 669 CENTRAL AVE |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-5145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | BEG AT A PT WHERE THE N MARG LI OF 28TH ST INTERSECTS THE E MARG LI OF CENTRAL AVE; TH E 85 FT PARR WITH N MARG LI OF 28TH |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 32 |
| Legal Subdivision | AC VAN RAALTES ADD |
| Legal Block | 406 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 6 |
| Census Block | 6008 |
| Census Tract | 25700 |
Source: Ottawa County records · APN 70-16-32-406-020
Assessment roll updated July 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 06, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Mar 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 04, 2023 | Intrafamily Transfer, Transfer |
| Mar 01, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2017 |
| Deed Document Number | 202527150 |
| Prior Transfer Date | Oct 03, 2023 |
| Prior Transfer Doc | 20230025384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 20190026634 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | 2019-0026634 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20200008857 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 2020-0008857 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 30, 2025 |
| Property Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Number | 20250027150 |
| Map Reference | LB 1 PG 19 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-0027150 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | UNKNOWN, HTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Name | Verified Name |
|---|---|
| Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Number | 20250027151 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-0027151 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 04, 2023 |
| Property Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Number | 20230025384 |
| Map Reference | LB 1 PG 19 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023-0025384 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Mar 01, 2017 |
| Property Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Number | 20170007429 |
| Map Reference | LB1 PG19 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 2017-0007429 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 669 CENTRAL AVE, HOLLAND, MI 49423-5145 |
| Document Number | 20170007430 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 2017-0007430 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,500 (+17.21%) | $271,000 (+17.21%) | |
| 2025 | $2,333.00 (+2.91%) Homeowner's exemption | $115,600 (+18.32%) | $231,200 (+18.32%) |
| 2024 | $2,267.00 (+12.56%) | ||
| 2023 | $97,700 | $195,400 | |
| 2022 | $2,014.00 |
Source: FEMA National Flood Hazard Layer as of October 20, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland Board of Public Works Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 585 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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