Winnebago County property record for 6689 Mindy Ln, Rockford, IL 61107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,521 sqft · built 1978 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2021) |
| Tax Bill | $10,258 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 159D027 |
| Primary APN | 159D027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,521 sqft Living Area |
| Gross Area | 4,190 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 986 sqft |
| Finished Basement | 825 sqft |
| Unfinished Basement | 161 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Terrain | High |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6689 MINDY LN |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61107-2620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GUILFORD WOODS SUB SW 1/4 SE 1/4 SEC 15-44-2 LOT 027 |
| Legal Range | 2 |
| Legal Township | 44 |
| Legal Section | 15 |
| Legal Subdivision | GUILFORD WOODS SUB |
| Legal Lot Number | 027 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 511 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6689 MINDY LN, ROCKFORD, IL 61107-2620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 28, 2021 | Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Apr 4, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage ACADEMY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | Apr 4, 2018 |
| Deed Document Number | 20213514 |
| Prior Transfer Date | Mar 22, 2018 |
| Prior Transfer Doc | 0001009425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jan 28, 2021 |
| Property Address | 6689 MINDY LN, ROCKFORD, IL 61107-2620 |
| Document Number | 0000003514 |
| Map Reference | BK 36 PG 33A |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2103514 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6689 MINDY LN, ROCKFORD, IL 61107-2620 |
| Document Number | 0000003515 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2103515 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 4, 2018 |
| Property Address | 6689 MINDY LN, ROCKFORD, IL 61107-2620 |
| Document Number | 0001009425 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 1009425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6689 MINDY LN ROCKFORD IL 611072620, ROCKFORD, IL 61107-2620 |
| Document Number | 1009426 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 1009426 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,258.00 | $122,187 (+68.07%) Land $16,339 Building $105,848 | $366,561 (+68.07%) Land $49,017 Building $317,544 |
| 2022 | Homeowner's exemption | $72,699 Land $11,556 Building $61,143 | $218,097 Land $34,668 Building $183,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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