6687 Riptide Way, Sacramento, CA 95831 Property Records

Sacramento County property record for 6687 Riptide Way, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,442 sqft · built 1979
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (May 2022)
Tax Bill	$10,236 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`030-0670-004-0000`

Property Details

APN / Parcel Number

Primary APN	`030-0670-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,442 sqft Living Area
1st Floor Area	2,442 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6687 RIPTIDE WAY
City	SACRAMENTO
State	CA
Zip	95831-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVERHAVEN ESTATES 02, LOT 123
Legal Subdivision	RIVERHAVEN ESTATES 02
Legal Lot Number	123
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1010
Census Tract	4015

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6687 RIPTIDE WAY, SACRAMENTO, CA 95831-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Feb 7, 2018	Quit Claim Deed, Mortgage · Conventional with PMI NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Book / Page	20220513 / 777
Prior Transfer Date	Feb 1, 2018
Prior Transfer Doc	2070000000090
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 13, 2022
Property Address	6687 RIPTIDE WAY, SACRAMENTO, CA 95831-2016
Document Number	0000000777
Map Reference	MB 109 MAP 7
Instrument Date	May 2, 2022
Instrument	2022051300777
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6687 RIPTIDE WAY, SACRAMENTO, CA 95831-2016

Mortgage

Document Number	0000000778
Date	May 13, 2022
Instrument	2022051300778

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	8.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6687 RIPTIDE WAY, SACRAMENTO, CA 95831-2016
Document Number	2009210253
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6687 RIPTIDE WAY SACRAMENTO CA 958312016, SACRAMENTO, CA 95831-2016

Mortgage

Document Number	2009210253
Date	Sep 21, 2020
Instrument	2009210253

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 7, 2018
Property Address	6687 RIPTIDE WAY, SACRAMENTO, CA 95831-2016
Document Number	1802070090
Instrument Date	Feb 1, 2018
Instrument	1802070090
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6687 RIPTIDE WAY SACRAMENTO CA 958312016, SACRAMENTO, CA 95831-2016

Mortgage

Document Number	1802070091
Date	Feb 7, 2018
Instrument	1802070091

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$865,941 (+2%) Land $189,425 Building $676,516
2025	$10,236.00 (+1.42%)	$848,962 (+4.04%) Land $185,711 Building $663,251
2024	$10,093.00 (+2.46%)
2023	$9,851.00 (+43.77%)	$815,998 Land $178,500 Building $637,498
2022	$6,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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