Howard County property record for 6687 Drowsey Day, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1976 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,625 (Jun 2018) |
| Tax Bill | $6,014 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-118516 |
| Primary APN | 16-118516 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 417 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 118516 |
|---|---|
| Street Address | 6687 DROWSEY DAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 41 7,000 SQ' 6687 DROWSEY DAY VIL OWEN BROWN S4 A1 |
| Legal Subdivision | COLUMBIA VILLAGE OF OWEN BROWN |
| Legal Lot Number | 41 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606708 |
6687 Drowsey Day is owned and occupied by two individuals who bought it in June 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6687 DROWSEY DAY, COLUMBIA, MD 21045-5317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC |
| Jun 1, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Prior Sale | Oct 8, 2015 · Amount on File |
| Deed Book / Page | 18202 / 281 |
| Prior Transfer Date | Jul 31, 2006 |
| Prior Transfer Doc | 0102830198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6687 DROWSY DAY, COLUMBIA, MD 21045-5317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6687 DROWSY DAY, COLUMBIA, MD 21045-5317 |
| Document Number | 0208220390 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 20822/390 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 1, 2018 |
| Property Address | 6687 DROWSY DAY, COLUMBIA, MD 21045-5317 |
| Document Number | 0182020281 |
| Book / Page | 018202 / 000281 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6687 DROWSY DAY COLUMBIA MD 210455317, COLUMBIA, MD 21045-5317 |
| Document Number | 182020287 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 018202/000287 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, MD 21030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2026 property tax bill for 6687 Drowsey Day was $6,014 with a homeowner's exemption, down 0.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,014.00 (-0.41%) Homeowner's exemption | $427,700 (+5.98%) Land $189,000 Building $238,700 | $427,700 (-) Land $189,000 Building $238,700 |
| 2025 | $6,039.00 (+4.73%) Homeowner's exemption | $403,567 | $427,700 Land $189,000 Building $238,700 |
| 2024 | $5,766.00 | ||
| 2023 | $355,300 (+5.52%) Land $169,000 Building $186,300 | $355,300 (-) Land $169,000 Building $186,300 | |
| 2022 | $3,791.00 Homeowner's exemption | $336,700 | $355,300 Land $169,000 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6687 Drowsey Day in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6687 Drowsey Day is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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