6686 Thistle Down Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6686 Thistle Down Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,934 sqft · built 2005
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2017)
Tax Bill	$2,444 (2023)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01018A0173.000000`

Property Details

APN / Parcel Number

Primary APN	`01018A0173.000000`
Alternative APNs	`5527 26 5370` `115536`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,934 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	789 sqft
Upper Floors Area	1,145 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	115536
Street Address	6686 THISTLE DOWN DR
City	HARRISBURG
State	NC
Zip	28075-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 173 CANTERFIELD
Legal Subdivision	CANTERFIELD ESTATES
Legal Lot Number	173
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2036
Census Tract	41504

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6686 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Sep 30, 2005 · Amount on Record
Deed Document Number	201712463-0349
Deed Book / Page	12463 / 349
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6686 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158176
Date	Jan 31, 2022
Book Page	15817/6

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 28, 2017
Property Address	6686 THISTLE DOWN DR, HARRISBURG, NC 28075-6687
Document Number	0012463349
Book / Page	12463 / 0349
Map Reference	MB43 PG16-17
Instrument Date	Apr 28, 2017
Instrument	12463-0349
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8622 BUTTERFIELD CT, 8622, HARRISBURG, NC 28075-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6686 THISTLE DOWN DR, HARRISBURG, NC 28075-6687

Mortgage

Document Number	0124640001
Date	Apr 28, 2017
Instrument	12464-0001

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,100 (+64%) Land $80,000 Building $261,100
2024			$341,100 (+64%) Land $80,000 Building $261,100
2023	$2,444.00	$207,990 Land $55,000 Building $152,990	$207,990 Land $55,000 Building $152,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	11 (2008–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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