66858 Central St, Bend, OR 97703 Property Records

Deschutes County property record for 66858 Central St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Last Sale	$427,775 (May 2022)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`151133-C0-02700`

Property Details

APN / Parcel Number

Primary APN	`151133-C0-02700`
Alternative APNs	`R6044151133C002700` `131093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Deck Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	131093
Street Address	66858 CENTRAL ST
City	BEND
State	OR
Zip	97703-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	SUN MOUNTAIN RANCHES BLOCK 7 LOT 4
Legal Range	11
Legal Township	15
Legal Section	33
Legal Subdivision	SUN MOUNTAIN RANCHES
Legal Block	7
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2022
Census Tract	603

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66858 CENTRAL ST, BEND, OR 97703-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
May 20, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Deed Document Number	202220657
Record Updated	Oct 29, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 30, 2026
Property Address	66858 CENTRAL ST, BEND, OR 97703-9116
Document Number	0000012819
Instrument Date	Apr 16, 2026
Instrument	202612819
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66858 CENTRAL ST, BEND, OR 97703-9116

Mortgage

Document Number	0000012820,
Date	Apr 30, 2026
Instrument	202612820

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2022
Property Address	66858 CENTRAL ST, BEND, OR 97703-9116
Document Number	0000020657
Instrument Date	May 2, 2022
Instrument	2022-20657
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	66858 CENTRAL ST, BEND, OR 97703-9116

Mortgage

Document Number	0000020658
Date	May 20, 2022
Instrument	2022-20658

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 (+3.31%)	$174,490 (+3%)	$488,740 (-) Land $295,680 Building $193,060
2024	$3,054.00 (+2.97%)	$169,410 (+3%)	$488,740 (+3.72%) Land $295,680 Building $193,060
2023	$2,966.00	$164,480	$471,190 Land $295,680 Building $175,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN MOUNTAIN WATER SYSTEM LLC private · serves 740 people · EPA ID OR4100111
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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