6685 Jay St, Arvada, CO 80003 Property Records

Jefferson County property record for 6685 Jay St, Arvada, CO 80003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,420 sqft · built 1974
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Feb 2002)
Tax Bill	$3,747 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-013-05-007`

Property Details

APN / Parcel Number

Primary APN	`39-013-05-007`
Alternative APNs	`300101655` `101655`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Building Area	1,420 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	983 sqft
Basement Area	983 sqft
Finished Basement	437 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	449 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	180 sqft
Shed	1 Shed
Shed Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300101655
Street Address	6685 JAY ST
City	ARVADA
State	CO
Zip	80003-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 01 TOWNSHIP 03 RANGE 69 QTR SW SUBDIVISIONCD 559800 SUBDIVISIONNAME NORTHRIDGE VILLAGE FLG #2 BLOCK LOT 0129 SIZE: 10648 TRACT VALUE: .244
Legal Range	69W
Legal Township	03S
Legal Section	01
Legal Subdivision	NORTHRIDGE VILLAGE FLG #2
Legal Lot Number	129
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1009
Census Tract	10213

Owner

Source: Jefferson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6685 JAY ST, ARVADA, CO 80003-4142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Prior Sale	Jul 1, 1998 · Amount on Record
Deed Document Number	20021432885
Last Transfer Date	Jan 8, 2003
Transfer Doc	00F1653150
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6685 JAY ST, ARVADA, CO 80003-4142
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077215
Date	Aug 11, 2022
Instrument	2022077215

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6685 JAY ST, ARVADA, CO 80003-4142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTRUST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077276
Date	Aug 22, 2018
Instrument	2018077276

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 21, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6685 JAY ST, ARVADA, CO 80003-4142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044198
Date	Apr 22, 2020
Instrument	2020044198

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,747.00 (+14.2%)	$36,343 (+7.42%) Land $16,062 Building $20,281	$581,488 (+3.85%) Land $256,995 Building $324,493
2023	$3,281.00	$33,832 Land $16,739 Building $17,093	$559,954 Land $249,831 Building $310,123

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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