Hamilton County property record for 6685 Hayes Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,312 sqft · built 1962 |
| Lot Size | 0.777 acres (33,846 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,479 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0233-0044-00 |
| Primary APN | 550-0233-0044-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Material | Asphalt |
| Lot Area | 33,846 sqft (0.777 acres) |
| Lot Dimensions | 198 ft deep x 99.4 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 6685 HAYES RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | HAYES RD 99.38 X 198.92 IRR LOT 8 BLOCK ASCHLENSKERS SUB |
| Legal Subdivision | ASCHLENSKERS SUB |
| Legal Block | ASCHL |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21101 |
Source: Hamilton County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6685 HAYES RD, CINCINNATI, OH 45248-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jul 28, 2018 | Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 |
| Deed Sale | Aug 29, 2025 |
| Prior Sale | Jun 22, 2015 · Amount on Record |
| Deed Document Number | 202566548 |
| Deed Book / Page | 15490 / 1615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6685 HAYES RD, CINCINNATI, OH 45248-1405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000127821 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 14528/234 |
| Instrument | 2021-0127821 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.59% |
| Index | Other |
| Max Rate | 8.59% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6685 HAYES RD, CINCINNATI, OH 45248-1405 |
| Document Number | 0000067548 |
| Instrument Date | Jul 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6685 HAYES RD CINCINNATI OH 452481405, CINCINNATI, OH 45248-1405 |
| Document Number | 0000067548 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 013723/001502 |
| Instrument | 67548 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.09% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,479.00 (+2.53%) | $66,731 (-) Land $19,299 Building $47,432 | $190,660 (-) Land $55,140 Building $135,520 |
| 2024 | $3,393.00 (-0.09%) | $66,731 (-) Land $19,299 Building $47,432 | |
| 2023 | $3,396.00 (+67.29%) | $66,731 (+97.94%) Land $19,299 Building $47,432 | $190,660 (+97.94%) Land $55,140 Building $135,520 |
| 2022 | $2,030.00 Homeowner's exemption | $33,712 Land $18,760 Building $14,952 | |
| 2020 | $96,320 Land $53,600 Building $42,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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