6685 E 1400th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 6685 E 1400th Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1986
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (May 2019)
Tax Bill$3,308 (2022)
Deeds & MortgagesSep 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-030-018

Property Details

APN / Parcel Number

Primary APN11-07-030-018

Interior

Stories1 Story
Building Area1,152 sqft Base Area
Basement Area1,152 sqft

Exterior

Year BuiltBuilt 1986
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Shed1 Shed
Shed Area416 sqft

Location & Zoning

Street Address6685 E 1400TH AVE
CityEFFINGHAM
StateIL
Zip62401-6615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 E 1/2 NW NE 3464/284 3217/348 907/68 675/93
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3068
Census Tract950200

Owner

Source: Effingham County records · APN 11-07-030-018

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6685 E 1400TH AVE, EFFINGHAM, IL 62401-6615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Deed of Trust, Mortgage
WASHINGTON SAVINGS BANK
May 10, 2019Warranty Deed, Transfer · Commercial Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Prior SaleJun 27, 2016 · Amount on Record
Deed Document Number201901901659
Deed Book / Page3464 / 284
Record UpdatedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address6685 E 1400TH AVE, EFFINGHAM, IL 62401-6615
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 S BANKER ST, EFFINGHAM, IL 62401-2448

Mortgage

Document Number3615/258
DateSep 28, 2020
Book Page3615/258
Instrument202020005385
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term163 Months
DueApr 22, 2034

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 10, 2019
Property Address6685 E 1400TH AVE, EFFINGHAM, IL 62401-6615
Document Number3464/284
Book / Page3464 / 284
Instrument DateMay 09, 2019
Instrument201901901659
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6885 E 1400TH AVE, EFFINGHAM, IL 62401

Mortgage

Document Number201901901660
DateMay 10, 2019
Instrument201901901660
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictAltamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$3,308.00 Homeowner's exemption$71,720 Land $11,090 Building $60,630$215,160 Land $33,270 Building $181,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
LTD Broadband
Fixed Wireless
150 / 130
KNR Wireless, LLC.
Fixed Wireless
100 / 10
T-Mobile USA
Fixed Wireless
25 / 3
Frontier
DSL
10 / 1

May also be available: Benton Ridge Telephone Company, Verizon, Wisper ISP.

Based on FCC filings for 4 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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