6685 Bear Creek Rd, Marshall, NC 28753 Property Records

Madison County property record for 6685 Bear Creek Rd, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,925 sqft · built 2005
Lot Size	6.1 acres (265,716 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Aug 2004)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8795-79-4101`

Property Details

APN / Parcel Number

Primary APN	`8795-79-4101`
Alternative APNs	`8795794101 0022426` `22426`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,925 sqft Heated Area
1st Floor Area	1,570 sqft
Basement Area	1,570 sqft
Finished Basement	1,570 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	265,716 sqft (6.1 acres)
Deck Area	64 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	6685 BEAR CREEK RD
City	MARSHALL
State	NC
Zip	28753-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	SUE A BROOKS
Legal Block	79
Jurisdiction	MADISON NC
Township / Civil Division	1, SOUTH MARSHALL
Census Block Group	4
Census Block	4004
Census Tract	10500

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL LENDING
May 5, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Book / Page	332 / 46
Last Transfer Date	Jul 30, 2018
Transfer Doc	0006540359
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Recording Date	Aug 18, 2026
Property Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448
Document Number	0000362849
Book / Page	840 / 134
Instrument Date	Aug 13, 2026
Instrument	2026362849
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448

Mortgage

Document Number	0000362849,
Date	Aug 18, 2026
Book Page	840/134
Instrument	2026362849

Lender

Name	FIRST FEDERAL LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007490630
Date	May 5, 2022
Book Page	749/630
Instrument	346604

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006760689
Date	Oct 17, 2019
Book Page	676/689
Instrument	334189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2048

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Aug 1, 2018
Property Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448
Document Number	0006540359
Book / Page	654 / 359
Map Reference	MB5 PG215
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6685 BEAR CREEK RD, 6685, MARSHALL, NC 28753-5448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6685 BEAR CREEK RD, MARSHALL, NC 28753-5448

Mortgage

Document Number	0006540362
Date	Aug 1, 2018
Book Page	654/362

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00	$666,171 (-) Land $56,089 Building $610,082	$666,171 (-) Land $56,089 Building $610,082
2024	$2,578.00	$666,171 (+95.67%) Land $56,089 Building $610,082	$666,171 (+95.67%) Land $56,089 Building $610,082
2023		$340,454 Land $38,018 Building $302,436	$340,454 Land $38,018 Building $302,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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