Oneida County property record for 6684 Cw Smith Rd, Three Lakes, WI 54562
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.58 acres (156,056 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,221 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TL 2991 |
| Primary APN | TL 2991 |
|---|
| Lot Area | 156,056 sqft (3.58 acres) |
|---|
| Street Address | 6684 CW SMITH RD |
|---|---|
| City | THREE LAKES |
| State | WI |
| Zip | 54562-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 683708/408039 PLAT LAKE FOREST LOT 41, EXC DOC #656882 SEE DOC #697900 & 854014 FOR MIN CLAIM |
| Legal Range | 11E |
| Legal Township | 38N |
| Legal Section | 16 |
| Legal Subdivision | PLAT LAKE FOREST |
| Legal Lot Number | 41 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | THREE LAKES |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970101 |
Source: Oneida County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6684 CW SMITH RD, THREE LAKES, WI 54562-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 6684 CW SMITH RD, THREE LAKES, WI 54562-9784 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000868762 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 868762 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | THREE LAKES, WI 54562 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000799411 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 799411 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2034 |
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Three Lakes Town |
| Unified School District | Three Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,221.00 (+13.23%) | $375,000 (-) Land $113,200 Building $261,800 | $704,046 Land $212,528 Building $491,518 |
| 2023 | $4,611.00 Homeowner's exemption | $375,000 Land $113,200 Building $261,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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