6683 Fox Ridge Cir, Davidson, NC 28036 Property Records

Rowan County property record for 6683 Fox Ridge Cir, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,758 sqft · built 2007
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Feb 2010)
Tax Bill	$4,527 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03003A0040.000000`

Property Details

APN / Parcel Number

Primary APN	`03003A0040.000000`
Alternative APNs	`4684 83 0687` `76084`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,758 sqft Living Area
Gross Area	4,892 sqft
1st Floor Area	2,203 sqft
Upper Floors Area	1,555 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	287 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	846 sqft
Driveway	Concrete Driveway
Driveway Area	130 sqft
Parking Spaces	3 Parking Spaces
Pool Area	336 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	76084
Street Address	6683 FOX RIDGE CIR
City	DAVIDSON
State	NC
Zip	28036-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 40A PARK CREEK
Legal Subdivision	PARK CREEK
Legal Lot Number	40A
Jurisdiction	CABARRUS NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1015
Census Tract	51801

Owner

6683 Fox Ridge Cir is owned and occupied by two individuals who bought it in February 2010.

Source: Rowan County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit CIVIC FCU
May 31, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 2, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2010 · Amount on File
Deed Sale	Feb 24, 2010 · Amount on File
Prior Sale	May 9, 2006 · Amount on File
Deed Book / Page	9069 / 32
Prior Transfer Date	Oct 20, 2006
Prior Transfer Doc	7100207
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017885335
Date	Mar 12, 2026
Book Page	17885/335

Lender

Name	CIVIC FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016510229
Date	May 31, 2023
Book Page	16510/229

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14871263
Date	Jan 29, 2021
Book Page	14871/263

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Feb 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	1415462
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6683 FOX RIDGE CIR DAVIDSON NC 280368090, DAVIDSON, NC 28036-8090

Mortgage

Document Number	1415462
Date	May 1, 2020
Book Page	014154/000062
Instrument	13079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	13492212
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6683 FOX RIDGE CIR DAVIDSON NC 280368090, DAVIDSON, NC 28036-8090

Mortgage

Document Number	13492212
Date	May 6, 2019
Book Page	013492/000212
Instrument	10897

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 5, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6683 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	12598100
Book / Page	012598 / 000100
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6683 FOX RIDGE CIR DAVIDSON NC 280368090, DAVIDSON, NC 28036-8090

Mortgage

Document Number	12598100
Date	Jul 26, 2017
Book Page	012598/000100
Instrument	18988

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	ASHEVILLE, NC 28803

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,550 (-) Land $135,000 Building $629,550
2025		$764,550 Land $135,000 Building $629,550
2024			$764,550 (+36.45%) Land $135,000 Building $629,550
2023	$4,527.00	$560,330 Land $112,000 Building $448,330	$560,330 Land $112,000 Building $448,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6683 Fox Ridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6683 Fox Ridge Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK CREEK S/D private · serves 203 people · EPA ID NC0113231
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox Ridge Cir

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