6682 16th Ave, Keystone, IA 52249 Property Records

Benton County property record for 6682 16th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,816 sqft · built 2022
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (May 2022)
Tax Bill	$5,692 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32002700`

Property Details

APN / Parcel Number

Primary APN	`32002700`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,816 sqft Living Area
1st Floor Area	880 sqft
Attic	Attic
Attic Area	308 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Flooring	Epoxy
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	6682 16TH AVE
City	KEYSTONE
State	IA
Zip	52249-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW SW 30 84 11 BEG N 849.64' FROM SW COR OF SEC,ON W LINE;E398.71';N ETC 30 84 11
Legal Range	11W
Legal Township	84N
Legal Section	30
Jurisdiction	BENTON IA
Township / Civil Division	BIG GROVE
Census Block Group	2
Census Block	2192
Census Tract	960200

Owner

6682 16th Ave is owned and occupied by two individuals who bought it in May 2022.

Source: Benton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6682 16TH AVE, KEYSTONE, IA 52249-9680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
Aug 24, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Deed Document Number	20222142
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	6682 16TH AVE, KEYSTONE, IA 52249-9680
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224816
Date	Nov 2, 2022
Instrument	22-4816

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Min Rate At Change	3%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	6682 16TH AVE, KEYSTONE, IA 52249-9680
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222143
Date	May 11, 2022
Instrument	22-2143

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 22, 2023

Interest

Rate Type	Fixed Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON IA
Recording Date	Aug 24, 2020
Property Address	6682 16TH AVE, KEYSTONE, IA 52249-9680
Document Number	0000200437
Instrument Date	Aug 24, 2020
Instrument	20-0437
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15022 FIESTA WAY, CALDWELL, ID 83607-8364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E AVE, VINTON, IA 52349-1156

Tax Assessment & Valuation

The 2026 property tax bill for 6682 16th Ave was $5,692 with a homeowner's exemption.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,692.00	$567,800 (-) Land $75,600 Building $492,200	$567,800 (-) Land $75,600 Building $492,200
2025		$567,800 Land $75,600 Building $492,200	$567,800 Land $75,600 Building $492,200
2024	$5,662.00
2023		$523,600 (+831.67%) Land $66,900 Building $456,700	$523,600 Land $66,900 Building $456,700
2022	$688.00 Homeowner's exemption	$56,200 Land $51,500 Building $4,700
2021			$56,200 Land $51,500 Building $4,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6682 16th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6682 16th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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