6681 Ave Mirola, La Jolla, CA 92037 Property Records

San Diego County property record for 6681 Ave Mirola, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,826 sqft · built 1975
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Jun 2025)
Tax Bill	$14,784 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`351-432-01-00`

Property Details

APN / Parcel Number

Primary APN	`351-432-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6681 AVENIDA MIROLA
City	LA JOLLA
State	CA
Zip	92037-6234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-5
Legal Description	LOT 32 TR 003081
Legal Subdivision	MUIRLANDS VILLAGE
Legal Tract	003081
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	8311

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 7, 2020	Deed of Trust, Mortgage JMAC LENDING
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 31, 2017	Deed of Trust, Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Apr 3, 2003 · Amount on File
Deed Document Number	2025164455
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000253948
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000071172
Date	Mar 21, 2023
Instrument	2023-0071172

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 24, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000415616
Date	Oct 28, 2022
Instrument	2022-0415616

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000766238
Date	Nov 3, 2021
Instrument	2021-0766238

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2061

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	8.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Document Number	0000072445
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6681 AVENIDA MIROLA LA JOLLA CA 920376234, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000072445
Date	Feb 12, 2020
Instrument	72445

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	2510 REDHILL AVE, SANTA ANA, CA 92705-5542

Agreement

Amount	Amount on Record
Term	480 Months
Due	Feb 11, 2060

Interest

Rate Type	Adjustable Rate
Rate	4.12%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Document Number	0000441798
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6681 AVENIDA MIROLA LA JOLLA CA 920376234, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000441798
Date	Oct 23, 2018
Instrument	441798

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 22, 2058

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6681 AVENIDA MIROLA, LA JOLLA, CA 92037-6234
Document Number	0000251578
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6681 AVENIDA MIROLA LA JOLLA CA 920376234, LA JOLLA, CA 92037-6234

Mortgage

Document Number	0000251578
Date	Jun 5, 2017
Instrument	251578

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	2510 REDHILL AVE, SANTA ANA, CA 92705-5542

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jun 4, 2057

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,550,000 (+124.29%) Land $2,244,000 Building $306,000
2025	$14,784.00 (+10.16%)	$1,136,922 (+4.04%) Land $919,683 Building $217,239
2023	$13,421.00 (+2.73%)	$1,092,775 Land $883,971 Building $208,804
2022	$13,064.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1980–2001)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jan 2001 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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