668 Spear St, Saugatuck, MI 49453 Property Records

Allegan County property record for 668 Spear St, Saugatuck, MI 49453 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4.5 Baths
Year Built	Built 1996
Square Footage	1,971 sqft Living Area
Lot Size	93,218 sqft (2.14 acres)
Occupancy	Owner Occupied
Last Sale	$740,000 (2018)
Tax Bill	$21,248.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`57-009-013-10`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,971 sqft Living Area
1st Floor	1,544 sqft 1st Floor
Basement Area	1,544 sqft Basement
Unfinished Basement	1,544 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding Exterior
Lot Area	93,218 sqft (2.14 acres)
Depth X Width	600 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	525 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	668 SPEAR ST
City	SAUGATUCK
State	MI
Zip	49453-9688
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM 33' S OF SE COR OF LOT 32 OF JUDSONS ADDITION TH N 198' TH N 46 DEG 04'13 W 138.56' ALG N LIN LOT 32 TH N 40 DEG 21' 26 W
Legal Subdivision	OF JUDSONS ADD
Legal Lot Number	32-33
Jurisdiction	ALLEGAN MI
Minor Civil Division	SAUGATUCK
Census Blockgroup	2
Census Block	2027
Census Tract	30801

Owner

Source: Allegan County records · APN 57-009-013-10

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	185 EUCLID AVE, GLENCOE, IL 60022-2138
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 09, 2018	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CHEMICAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Mar 09, 2018 Deed Sale Price on Mar 09, 2018 Jan 07, 2011
Deed Book / Page	4227 / 234
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	4021/576
Record Refreshed	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	668 SPEAR ST, SAUGATUCK, MI 49453-9688
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004434/611
Date	Feb 26, 2020
Book Page	4434/611

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	668 SPEAR ST, SAUGATUCK, MI 49453-9688
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004153/793
Date	Jun 29, 2017
Book Page	4153/793

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 09, 2018
Property Address	668 SPEAR ST, SAUGATUCK, MI 49453-9688
Document Number	004227/234
Book / Page	4227 / 234
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,364.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	668 SPEAR ST, 668, SAUGATUCK, MI 49453-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 SPEAR ST, SAUGATUCK, MI 49453-9688
Investor	Possibly a Property Investor

Mortgage

Document Number	0004227237
Date	Mar 09, 2018
Instrument	4227/237

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,600 (-0.38%) Land $212,000 Building $384,600	$1,193,200 (-0.38%) Land $424,000 Building $769,200
2025	$21,248.00 (+3.2%) Homeowner's exemption	$598,900 (+3.53%) Land $203,100 Building $395,800	$1,197,800 (+3.53%) Land $406,200 Building $791,600
2024	$20,589.00
2023		$578,500 Land $122,600 Building $455,900	$1,157,000 Land $245,200 Building $911,800

668 Spear St, Saugatuck, MI 49453 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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