Stephens County property record for 668 Rose Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1950 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,486 (Jun 1991) |
| Tax Bill | $737 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043 005 |
| Primary APN | 043 005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,056 sqft (0.689 acres) |
| Terrain | Gentle Slope |
| Garage Area | 640 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 462450 |
|---|---|
| Street Address | 668 ROSE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | ROSE LANE LOT |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970302 |
668 Rose Ln is owned and occupied by an individual who bought it in June 1991.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 668 ROSE LN, TOCCOA, GA 30577-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTH GA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1991 · Amount on File |
| Deed Sale | Jun 29, 1991 · Amount on File |
| Deed Document Number | 0000248458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 668 ROSE LN, TOCCOA, GA 30577-8771 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 668 ROSE LN, TOCCOA, GA 30577-8771 |
| Investor | Possibly a Property Investor |
| Document Number | 0013370000000471 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 0000001337/0000000471 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 668 ROSE LN, TOCCOA, GA 30577-8771 |
| Document Number | 0011420189 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Document Number | 0011420189 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 001142/000189 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Address | TOCCOA, GA 30577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 11, 2023 |
The 2025 property tax bill for 668 Rose Ln was $737 with a homeowner's exemption.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $737.00 Homeowner's exemption | $34,558 Land $3,228 Building $31,330 | $86,395 Land $8,070 Building $78,325 |
| 2023 | $588.00 (+27.83%) Homeowner's exemption | $21,760 (+40.63%) Land $3,228 Building $18,532 | $54,401 (+40.64%) Land $8,070 Building $46,331 |
| 2022 | $460.00 Homeowner's exemption | $15,473 Land $3,228 Building $12,245 | $38,682 Land $8,070 Building $30,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 668 Rose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 668 Rose Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
May also be available: Point Broadband, T-Mobile, Windstream.
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