668 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 668 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,688 sqft · built 1956
Lot Size	0.485 acres (21,127 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Mar 2017)
Tax Bill	$9,689 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-097-0025-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-097-0025-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,688 sqft Living Area
1st Floor Area	3,677 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	417 ft deep x 50.7 ft wide
Garage Area	1,496 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	668 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	LOT 14 EXC COM NW COR LOT 14, TH S 25D 48M W 20' TO POB, TH S 64D 12M E 90', TH S 25D 48M W 86.12', TH N 76D 46M 46S W
Legal Subdivision	ASSESSORS
Legal Lot Number	14
Legal Unit	14,14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7001
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2021	Intrafamily Transfer, Transfer
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2017	Warranty Deed, Transfer · Conventional Mortgage BNC NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20175715
Deed Book / Page	4806 / 249
Last Transfer Date	Mar 16, 2021
Transfer Doc	0005338169
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	MIDWEST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416

Mortgage

Document Number	0005443817
Date	Nov 1, 2021
Book Page	5443/817
Instrument	2021030844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 22, 2021
Property Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416
Document Number	0005338169
Book / Page	5338 / 169
Map Reference	LB 50 PG 35
Instrument Date	Mar 16, 2021
Instrument	2021008227
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 12, 2021
Property Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416
Document Number	0000533445
Book / Page	5334 / 45
Map Reference	LB 50 PG 35
Instrument Date	Mar 1, 2021
Instrument	2021007360
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416

Mortgage

Document Number	0000533446
Date	Mar 12, 2021
Book Page	5334/46
Instrument	2021007361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 5, 2017
Property Address	668 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5416
Document Number	0048060249
Book / Page	004806 / 000249
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 MITCHELL RD LAPEER MI 484469704, LAPEER, MI 48446-9704

Mortgage

Document Number	48060252
Date	Mar 5, 2017
Book Page	004806/000252

Lender

Name	BNC NAT'L BK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,900 (-1.52%)	$711,800 (-1.52%)
2025	$9,689.00 (+2.8%) Homeowner's exemption	$361,400 (+27.84%)
2024	$9,425.00 (+7.59%)		$722,800 (+27.84%)
2023		$282,700
2022	$8,760.00		$565,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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