668 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 668 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 852 sqft · built 1890
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on Record
Last Sale	$146,700 (Aug 2023)
Tax Bill	$1,556 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`32.240.1850`

Property Details

APN / Parcel Number

Primary APN	`32.240.1850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	852 sqft Living Area
1st Floor Area	660 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	140 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	668 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-010 BLOCK-013 E 33 1/3'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	13
Legal Lot Number	10
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1023
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	668 E HOWARD ST, WINONA, MN 55987-4301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage WINONA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	2023650647
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	668 E HOWARD ST, WINONA, MN 55987-4301
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 E HOWARD ST, WINONA, MN 55987-4301

Mortgage

Document Number	000A659815
Date	Apr 1, 2025
Instrument	A659815

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 31, 2023
Property Address	668 E HOWARD ST, WINONA, MN 55987-4301
Document Number	000A650647
Instrument Date	Aug 28, 2023
Instrument	A650647
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$484.11
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 E HOWARD ST, WINONA, MN 55987-4301

Mortgage

Document Number	000A650648
Date	Aug 31, 2023
Instrument	A650648

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	000A650649
Date	Aug 31, 2023
Instrument	A650649

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55434

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 1, 2018
Property Address	668 E HOWARD ST, WINONA, MN 55987-4301
Document Number	610419
Instrument Date	May 31, 2018
Instrument	610419
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.41
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	668 E HOWARD ST, WINONA, MN 55987-4301

Mortgage

Document Number	610420
Date	Jun 1, 2018
Instrument	610420

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,556.00 (+34.6%) Homeowner's exemption	$147,300 (+4.99%) Land $29,400 Building $117,900	$147,300 (+4.99%) Land $29,400 Building $117,900
2025		$140,300 (+4.78%) Land $29,400 Building $110,900	$140,300 (+4.78%) Land $29,400 Building $110,900
2023	$1,156.00 Homeowner's exemption	$133,900 Land $28,500 Building $105,400	$133,900 Land $28,500 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Hiawatha Broadband Communications, Verizon.

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