6675 438th St, Harris, MN 55032 Property Records

Chisago County property record for 6675 438th St, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1986
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$152,900 (Mar 2018)
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00446-30`

Property Details

APN / Parcel Number

Primary APN	`14-00446-30`
Alternative APNs	`3171988` `3366778` `3451277` `3982270`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	886 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3982270
Street Address	6675 438TH ST
City	HARRIS
State	MN
Zip	55032-3395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUBDIVISIONNAME STOLBERGS' 1ST ADD TO HARRIS LOT 004 BLOCK 006 SUBDIVISIONCD 14040
Legal Range	021
Legal Township	036
Legal Section	28
Legal Subdivision	STOLBERGS 1ST ADD TO HARRIS
Legal Block	6
Legal Lot Number	4
Jurisdiction	CHISAGO MN
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2033
Census Tract	110202

Owner

6675 438th St is owned and occupied by an individual who bought it in March 2018.

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6675 438TH ST, HARRIS, MN 55032-3395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage GUARANTEED RATE INC
Mar 5, 2018	Warranty Deed, Transfer GUARANTEED RATE INC
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Aug 9, 2005 · Amount on File
Deed Document Number	2018607152
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	A607151
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	6675 438TH ST, HARRIS, MN 55032-3395
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A607153
Date	Mar 5, 2018
Instrument	A-607153

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Mar 5, 2018
Property Address	6675 438TH ST, HARRIS, MN 55032-3395
Document Number	A607152
Instrument Date	Mar 2, 2018
Instrument	A-607152
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6675 438TH ST, HARRIS, MN 55032-3395

Mortgage

Document Number	A607154
Date	Mar 5, 2018
Instrument	A-607154

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHISAGO MN
Recording Date	Mar 5, 2018
Property Address	6675 438TH ST, HARRIS, MN 55032-3395
Document Number	A607151
Instrument Date	Mar 1, 2018
Instrument	A-607151
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6675 438TH ST, HARRIS, MN 55032-3395

Tax Assessment & Valuation

The 2026 property tax bill for 6675 438th St was $2,678 with a homeowner's exemption, up 6.3% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Harris City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+6.27%)
2025	$2,520.00 Homeowner's exemption
2024		$198,700 (-10.25%)	$225,000 (-5.18%)
2023	$2,900.00 (-38.03%) Homeowner's exemption	$221,400 (+5.23%)	$237,300 (+4.45%) Land $65,000 Building $172,300
2022	$4,680.00 (+88.86%) Homeowner's exemption	$210,400 (+27.13%)	$227,200 (+22.15%) Land $62,000 Building $165,200
2021	$2,478.00	$165,500	$186,000 Land $50,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6675 438th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6675 438th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harris serves 400 people · EPA ID MN1130005
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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