6674 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 6674 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,698 sqft · built 1993
Lot Size	4.53 acres (197,327 sqft)
Owner	2 Trust Names on File
Last Sale	$465,280 (Jul 2007)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`596076`

Property Details

APN / Parcel Number

Primary APN	`596076`
Alternative APNs	`390112 027240 0000` `86670` `82844`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	1,598 sqft
2nd Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	197,327 sqft (4.53 acres)
Garage Type	Mixed
Garage Area	1,296 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	82844
Street Address	6674 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 15 ACRES OF NW SW-EXC S 10 ACRES THEREOF-LESS RDS
Legal Range	01
Legal Township	39
Legal Section	12
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2041
Census Tract	10504

Owner

6674 Olson Rd is owner-occupied and held in a trust since October 2022.

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	6674 OLSON RD, FERNDALE, WA 98248-9635
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Oct 24, 2022	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 11, 2007 · Amount on File
Deed Sale	Jul 11, 2007 · Amount on File
Prior Sale	Mar 24, 2009
Deed Document Number	2070701536
Last Transfer Date	Oct 24, 2022
Transfer Doc	0001002062
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6674 OLSON RD, FERNDALE, WA 98248-9635
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000819
Date	Oct 6, 2021
Instrument	2021-1000819

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 24, 2022
Property Address	6674 OLSON RD, FERNDALE, WA 98248-9635
Document Number	0001002062
Instrument Date	Oct 19, 2022
Instrument	2022-1002062
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$12,188.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6674 OLSON RD, FERNDALE, WA 98248-9635

Tax Assessment & Valuation

The 2025 property tax bill for 6674 Olson Rd was $5,856.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00	$751,942 Land $335,185 Building $416,757	$751,942 Land $335,185 Building $416,757
2022		$698,392 Land $216,373 Building $482,019	$698,392 Land $216,373 Building $482,019
2021	$4,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6674 Olson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6674 Olson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERGROVE WATER ASSOC. private · serves 120 people · EPA ID WA5301200
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Pogozone powered by Neubeam, Xfinity.

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