667 Sunset Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 667 Sunset Dr, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1961
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,500 (Aug 2023)
Tax Bill	$3,110 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2022 Mortgage + 3 more
APN	`29.075.0090`

Property Details

APN / Parcel Number

Primary APN	`29.075.0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,413 sqft (0.262 acres)
Lot Dimensions	130 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	667 SUNSET DR
City	SAINT CHARLES
State	MN
Zip	55972-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 SMITH'S 2ND ADDITION LOT-004 BLOCK-002
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	SMITHS 2ND ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2002
Census Tract	671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS STATE BANK
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME FEDERAL SAVINGS BANK
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	2023650312
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 10, 2023
Property Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Document Number	000A650312
Instrument Date	Jul 19, 2023
Instrument	A650312
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617

Mortgage

Document Number	000A650313
Date	Aug 10, 2023
Instrument	A650313

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A643124
Date	May 31, 2022
Instrument	A643124

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617

Mortgage

Document Number	636731
Date	Sep 8, 2021
Instrument	636731

Lender

Name	FIRST FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	STEWARTVILLE, MN 55976

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Transaction Type	Mortgage
Record Updated	May 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	616462
Date	Apr 29, 2019
Instrument	616462

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 16, 2017
Property Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617
Document Number	606795
Instrument Date	Nov 10, 2017
Instrument	606795
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ROCHESTER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	667 SUNSET DR, SAINT CHARLES, MN 55972-1617

Mortgage

Document Number	606796
Date	Nov 16, 2017
Instrument	606796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,110.00 (+53.5%) Homeowner's exemption	$277,800 (+6.11%) Land $47,600 Building $230,200	$277,800 (+6.11%) Land $47,600 Building $230,200
2025		$261,800 (+2.23%) Land $45,400 Building $216,400	$261,800 (+2.23%) Land $45,400 Building $216,400
2023	$2,026.00 Homeowner's exemption	$256,100 Land $44,900 Building $211,200	$256,100 Land $44,900 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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