666 N Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 666 N Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,130 sqft · built 1941
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2024)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20006664603800`

Property Details

APN / Parcel Number

Primary APN	`20006664603800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Logs
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	135 ft deep x 99 ft wide
Garage Area	392 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	666 N SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	S 99 FT OF W 287 FT OF LOT 46 EXCEPT S 84 FT OF W 152 FT. MCCLURES ADDITION.CITY OF CHARLOTTE 1982
Legal Subdivision	MCCLURES ADDITION
Legal Lot Number	46
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	20901

Owner

666 N Sheldon St is owned and occupied by an individual who bought it in January 2024.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK NORTH
Mar 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	Mar 19, 2018 · Amount on File
Deed Book / Page	3079 / 1023
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	2725/0298
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jan 25, 2024
Property Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229
Document Number	03079/1023
Book / Page	3079 / 1023
Instrument Date	Jan 24, 2024
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 MULLIKEN RD APT 1, 1, CHARLOTTE, MI 48813-7839

Mortgage

Document Number	0030791040
Date	Jan 25, 2024
Instrument	3079-1040

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229

Mortgage

Document Number	002975/400
Date	Dec 16, 2021
Book Page	2975/400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Mar 19, 2018
Property Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229
Document Number	02725/0288
Book / Page	2725 / 0288
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1467 VERMOUTH LN, 1467, PUNTA GORDA, FL 33983-6082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4444 SYCAMORE ST APT 5, 5, HOLT, MI 48842-6615

Mortgage

Document Number	0002725289
Date	Mar 19, 2018
Instrument	2725/289

Lender

Name	FIRST NATIONAL BANK NORTH
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EATON MI
Recording Date	Mar 19, 2018
Property Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229
Document Number	2725/0298
Book / Page	2725 / 0298
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	666 N SHELDON ST, CHARLOTTE, MI 48813-1229

Tax Assessment & Valuation

The 2025 property tax bill for 666 N Sheldon St was $3,522 with a homeowner's exemption, up 61.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,100 (+3.93%)	$142,557 (-) Land $34,382 Building $108,175
2025	$3,522.00 (+61.86%) Homeowner's exemption	$71,300	$142,557 Land $34,382 Building $108,175
2024	$2,176.00
2023		$57,100	$114,200
2022	$1,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 666 N Sheldon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 666 N Sheldon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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