666 E Bluff Cir, Waterford, WI 53185 Property Records

Racine County property record for 666 E Bluff Cir, Waterford, WI 53185

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$499,900 (Apr 2026)
Tax Bill	$9 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`191 041925017225`

Property Details

APN / Parcel Number

Primary APN	`191 041925017225`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	666 E BLUFF CIR
City	WATERFORD
State	WI
Zip	53185-5647
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT SW1/4TRAILSIDE LANDING LOT 25 & UNDIV INT IN OUTLOT 6 FROM 191041925017120 IN 2024 FOR 2025 ROLL
Legal Range	19E
Legal Township	04N
Legal Section	25
Legal Subdivision	TRAILSIDE LANDING
Legal Lot Number	25
Jurisdiction	RACINE WI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3039
Census Tract	2800

Owner

Source: Racine County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8371 DEEPCLIFF DR, HUNTINGTON BEACH, CA 92646-3105
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed · Conventional Mortgage MORGAN STANLEY BANK
Oct 31, 2025	Warranty Deed, Transfer · Construction Mortgage FIRST BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Deed Document Number	20262726384
Record Updated	Sep 20, 2026

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Apr 27, 2026
Property Address	666 E BLUFF CIR, WATERFORD, WI 53185-5647
Document Number	0002726384
Instrument Date	Apr 24, 2026
Instrument	20262726384
Record Updated	Jun 30, 2026
Title Company	FRONTIER TITLE AND CLOSING SERVICES, FRONTIER TITLE & CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,469.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8371 DEEPCLIFF DR, HUNTINGTON BEACH, CA 92646-3105

Mortgage

Document Number	0002726384,
Date	Apr 27, 2026
Instrument	20262726384

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RACINE WI
Recording Date	Oct 31, 2025
Property Address	666 E BLUFF CIR, WATERFORD, WI 53185-5647
Document Number	0002713442
Instrument Date	Oct 20, 2025
Instrument	2713442
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FRONTIER TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N27W24025 PAUL CT STE 200, 200, PEWAUKEE, WI 53072-6334

Mortgage

Document Number	0002713444
Date	Oct 31, 2025
Instrument	2713444

Lender

Name	FIRST BUSINESS BANK
Type	Bank
Address	BROOKFIELD, WI 53045

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
County Subdivision	Waterford Town
Secondary School District	Waterford Union High School District (09 - 12)
Elementary School District	Waterford Joint No. 1 School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill
2025	$9.00

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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