665A E Church St, Frederick, MD 21701 Property Records

Frederick County property record for 665A E Church St, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2015
Lot Size	0.041 acres (1,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Dec 2025)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-592329`

Property Details

APN / Parcel Number

Primary APN	`02-592329`
Alternative APN	`592329`

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Lot Area	1,804 sqft (0.041 acres)

Location & Zoning

Account Number	592329
Street Address	665A E CHURCH ST
City	FREDERICK
State	MD
Zip	21701-6163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 665A PHASE 2 1,804 SQ FT EASTCHURCH CONDOMINIUM
Legal Subdivision	EASCHURCH CONDOS PH 2
Legal Phase	1,2
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	665A E CHURCH ST, FREDERICK, MD 21701-6163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	2025
Deed Book / Page	17636 / 480
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 9, 2025
Property Address	665 E CHURCH ST # A, A, FREDERICK, MD 21701-6163
Document Number	0176360480
Book / Page	17636 / 480
Map Reference	MB 96 FO 42
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	665 E CHURCH ST # A, A, FREDERICK, MD 21701-6163

Mortgage

Document Number	0017636486
Date	Dec 9, 2025
Instrument	17636/486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	665A E CHURCH ST, FREDERICK, MD 21701-6163
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	GPN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665A E CHURCH STREET, FREDERICK, MD 21701-6163

Mortgage

Document Number	0141360461
Date	Oct 1, 2020
Book Page	14136/461

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,405.00 (+4.69%) Homeowner's exemption	$320,000 (+17.07%) Land $90,000 Building $230,000	$320,000 (-) Land $90,000 Building $230,000
2024	$5,163.00 (+7.14%)
2023	$4,819.00 Homeowner's exemption	$273,333	$320,000 Land $90,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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