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6659 Cottontown Rd, Forest, VA 24551 Property Records

Bedford County property record for 6659 Cottontown Rd, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$405,900 (May 2025)
Tax Bill$1,335 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN81 A 21W

Property Details

APN / Parcel Number

Primary APN81 A 21W
Alternative APNs
  • 90511636
  • 142191

Exterior

Lot Area27,878 sqft (0.64 acres)

Location & Zoning

Street Address6659 COTTONTOWN RD
CityFOREST
StateVA
Zip24551-4898
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL D PB 56/112
Legal SubdivisionSIEVERDES FARM SD
JurisdictionBEDFORD VA
Township / Civil Division5
Census Block Group4
Census Block4012
Census Tract30101

Owner

Source: Bedford County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6659 COTTONTOWN RD, FOREST, VA 24551-4898
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE LLC
Jul 9, 2021Gift Deed, Transfer
Jun 19, 2018Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2025 · Amount on Record
Deed SaleMay 27, 2025 · Amount on Record
Prior SaleMay 2, 2022 · Amount on Record
Deed Document Number20254120
Prior Transfer DateJul 2, 2021
Prior Transfer Doc0000010005
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateMay 2, 2022
Property Address6659 COTTONTOWN RD, FOREST, VA 24551-4898
Document Number0220005046
Instrument DateApr 20, 2022
Instrument220005046
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6659 COTTONTOWN RD, FOREST, VA 24551-4898

Mortgage

Document Number0220005047
DateMay 2, 2022
Instrument220005047
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionBEDFORD VA
Recording DateJul 9, 2021
Property Address6659 COTTONTOWN RD, FOREST, VA 24551-4898
Document Number0210010005
Instrument DateJul 2, 2021
Instrument210010005
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBEDFORD VA
Recording DateJun 19, 2018
Property Address6659 COTTONTOWN RD, FOREST, VA 24551-4898
Document Number0180005530
Instrument DateJun 7, 2018
Instrument180005530
Transaction TypeForeclosure
Record UpdatedAug 15, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 OLD FOREST RD, LYNCHBURG, VA 24501-6902

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,335.00$325,700 (+1%) Land $85,000 Building $240,700
2023$1,335.00 Additional exemption filed$162,850$325,700 Land $85,000 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable		1,200 / 50
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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