6658 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 6658 Watershed Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,485 sqft · built 1997
Lot Size2.23 acres (97,139 sqft)
OwnerIndividual Name on Record
Tax Bill$1,568 (2026)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2700800259

Property Details

APN / Parcel Number

Primary APN2700800259
Alternative APN
  • 50183

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft
Basement Area1,485 sqft
Unfinished Basement1,485 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialAsphalt
Lot Area97,139 sqft (2.23 acres)

Exterior Amenities

PorchPorch
Porch Area200 sqft
Deck Area25 sqft
Patio Area125 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address6658 WATERSHED RD
CityMORGANTON
StateNC
Zip28655-8199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL MIXE
Legal DescriptionLOB PL34-36
JurisdictionBURKE NC
Township / Civil DivisionUPPER FORK
Census Block Group4
Census Block4016
Census Tract21301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6658 WATERSHED RD, MORGANTON, NC 28655-8199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 26, 2007
Transfer Doc0016870886
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address6658 WATERSHED RD, MORGANTON, NC 28655-8199
Transaction TypeMortgage
Record UpdatedNov 1, 2022
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address6656 WATERSHED RD, MORGANTON, NC 28655-8199

Mortgage

Document Number0026210290
DateMay 5, 2022
Book Page2621/290
Instrument2022020786
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,568.00 (+0.32%)$222,960 (-) Land $27,373 Building $195,587$222,960 (-) Land $27,373 Building $195,587
2025$1,563.00 (-0.45%)$222,960 (-) Land $27,373 Building $195,587$222,960 (-) Land $27,373 Building $195,587
2023$1,570.00$222,960 Land $27,373 Building $195,587$222,960 Land $27,373 Building $195,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBURKE CO. WATER-SOUTH
serves 5,207 people · EPA ID NC0112075
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Watershed Rd

Nearby Streets

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