6657 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 6657 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,900 sqft · built 2022
Lot Size	0.591 acres (25,744 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Apr 2023)
Tax Bill	$3,369 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4605-17-0299`

Property Details

APN / Parcel Number

Primary APN	`4605-17-0299`
Alternative APNs	`460509171205` `274460` `296358` `34050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	25,744 sqft (0.591 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	296358
Street Address	6657 PINE RIDGE DR
City	DENVER
State	NC
Zip	28037-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD R-SF
Legal Description	LOT 1 KENNERLY FAMILY
Legal Subdivision	THE KENNERLY FAMILY LANDS
Legal Lot Number	1
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1018
Census Tract	71101

Owner

6657 Pine Ridge Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6657 PINE RIDGE DR, DENVER, NC 28037-9375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST
Apr 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	2023665956
Deed Book / Page	3242 / 55
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0028070977
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 17, 2023
Property Address	6657 PINE RIDGE DR, DENVER, NC 28037-9375
Document Number	0000324255
Book / Page	3242 / 55
Map Reference	MB 17 PG 451
Instrument Date	Apr 13, 2023
Instrument	665956
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2023
Title Company	NOT AVAILABLE, EXECUTIVES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	993 LOWES LN, IRON STATION, NC 28080-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6657 PINE RIDGE DR, DENVER, NC 28037-9375

Mortgage

Document Number	0000665957
Date	Apr 17, 2023
Instrument	665957

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 5, 2019
Property Address	6657 PINE RIDGE DR, DENVER, NC 28037-9375
Document Number	2807977
Book / Page	002807 / 000977
Instrument Date	Mar 29, 2019
Instrument	590871
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7984 SIFFORD RD STANLEY NC 28164, STANLEY, NC 28164

Tax Assessment & Valuation

The 2026 property tax bill for 6657 Pine Ridge Dr was $3,369, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,369.00 (+0.63%)	$530,367 (-) Land $42,137 Building $488,230	$530,367 (-) Land $42,137 Building $488,230
2025	$3,348.00	$530,367 Land $42,137 Building $488,230	$530,367 Land $42,137 Building $488,230
2023	$3,318.00	$530,367 Land $42,137 Building $488,230	$530,367 Land $42,137 Building $488,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6657 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6657 Pine Ridge Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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